Wie sind die Wohnungskosten in Finnland im Vergleich zum Rest der EU so stabil geblieben?
https://www.reddit.com/gallery/1iqp2mv
Von Less_Tennis5174524
Wie sind die Wohnungskosten in Finnland im Vergleich zum Rest der EU so stabil geblieben?
https://www.reddit.com/gallery/1iqp2mv
Von Less_Tennis5174524
18Â Kommentare
Possibly the combination of bad economy, decent housing planning and decreasing population in many areas.
Probably because everything here already is taxed twice and cost boatloads more than almost anywhere else in EU.
Because the economy in Finland does not grow. The difference is shocking when compared to the situation in other Nordic countries.
Is it higher than the national average in Rovaniemi?
The national average is brought down by emptying countryside.
The countryside is emptying, keeping the costs down there due to low demand. Large cities like Helsinki are growing which obviously raises the demand, but they have also been keeping the supply up by building a lot of new housing.
Probably because housing is already relatively expensive compared to the income level and Finland isn’t very attractive country for wealthy people who would drive up the price.
Because we are poor. đź’Ş
My 2 cents: buying apartments for investment is not very viable in Finland.
Atleast compared to Sweden the difference is we’re paying back the bank loans. In Sweden you only pay a certain % and after that only interest and the loan gets paid when you sell.
Otherwise Sweden is pretty similar to Finland – countryside is emptying and Stockholm is full to the brim, there’s been a huge housing crises over there for ages. That increases the prices even further.
The airbnb effect is not so high in Finland as in tourism countries or cities like in mainland Europe
Prices in Helsinki have gone up by more than 20% in Helsinki metropolitan area since 2015.
That’s probably a more accurate comparison than the rest of the country that is fairly unattractive and emptying.
Averages can be deceiving. Some countries have had huge increases. And Finland is not an attractive country and has also been in a poor economic state for a couple years. So the demand for houses has been low.
We simply can’t pay any more for housing so the price can’t go up that much
Honestly pretty complicated reasons so I don’t like it when people say „bad economy“, no.
Finland has a pretty well planned out housing regulation and new housing is built at a good rate. Many other countries and cities have regulated and made it really difficult to build new housing and often to specifically try to increase existing value, essentially fucking over younger population. We’re also a huge country land area wise when compared to population.
In Finland we don’t see housing as an investment to the same level as other countries, for many a house is like buying a car, it’s not expected to double in value over the lifetime of owning it.
Sweden population increase has been more drastic and fucking around with the value of the krone has made building more expensive in some sectors especially when imported materials is needed.
The rent agreements usually have a clause that prohibits more than 4-5% rise of rent per year. I think by law you can rise it 15% but there has to be reasons for it.
Cause nobody got money to buy lol not a good thing
Great city planning, housing regulation and construction laws that propels development and disincentivizes NIMBYism.
Take Sweden in the second picture. Many parts of Sweden had developed similar to Finland but Sweden also has the large metropolitan areas where blind political NIMBYism and dystopian rental market destroy incentives for developers to build new and start timely renovation of old. That caused real estate prices to increase and grey market rents to follow.
Helsinki and Tampere are some of the best cities to rent in Europe. Rental agreements can be done on short notice, the most central neighborhood of Helsinki is only some 20% more expensive than renting in the outskirts and abundance of supply means you could technically simply move every time you change jobs without having to suffer waitlists etc. Real rents have actually stayed flat in the last 3 years and briefly even decreased because of high net supply of new flats keeping the rental market in the renters favor despite increased construction costs during COVID and energy costs after Russia invaded Ukraine.