In Mittel- und Osteuropa herrscht ein hoher Anteil an Wohneigentum vor, wohingegen Mietwohnungen in westeuropäischen Ländern weitaus häufiger anzutreffen sind. Die bemerkenswertesten Zahlen verdeutlichen diese extremen Enden des Spektrums. Die Schweiz weist mit nur 42,0 % die niedrigste Wohneigentumsquote auf, dicht gefolgt von Deutschland mit 47,2 % und ist damit das einzige Land auf der Karte, in dem weniger als die Hälfte der Bevölkerung ein Eigenheim besitzt.
Auf der anderen Seite weisen die osteuropäischen Länder außerordentlich hohe Eigentumszahlen auf, angeführt von Albanien mit 97,8 %, Nordmazedonien ebenfalls mit 97,8 %, Albaniens Nachbar Kosovo mit 96,3 %, Moldawien mit 96 % und der Ukraine mit 95 %. Weitere prominente Beispiele sind Rumänien mit 94,3 % und Polen mit 87,1 %, was unterstreicht, wie tief der Immobilienbesitz in der östlichen Hälfte des Kontinents verwurzelt ist.
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47 Kommentare
Like a pro per pleasant: you can not leave
In debt until your death
Communism is bad. It gives people homes instead of living subscription /s
And Germany, whatever happened there…
>Germany: Less than 50%
That was unexpected
This seems wrong. I’ve lived in Sweden and it’s close to impossible to rent a home there.
Rare Eastern European W
It is bad in Germany. My friend group are all in their mid to late twenties, some have studied and even have masters. Exactly one of us is saving for a house in the countryside which he’ll be able to afford in a decade or so as a mid ranking civil servant, the safest middle class jobs out there. The rest are rentoids and a house might be something for our mid forties.
Well, this is absolutely not true in Hungary.
People are still officially registered at their parents’ homes (even when they’re 30 years old), while renting apartments unofficially under the table, because that way the landlord doesn’t have to pay taxes and the rent is cheaper.
That alone can make figures like this look plausible. Meanwhile, a huge number of people are struggling because they simply can’t afford to buy a house or apartment, since everything is insanely expensive.
For Bosnia it should be higher. It’s the same as in Croatia and Serbia. It’s just probably that our falsified population numbers skew this.
А Беларусь че шутка че ли?
Romania used to be higher than Ukraine. What changed?
Balkans is fake. Up to 3 generations live in one house whose legal owner is deceased grand grandfather.
Whats the problem with renting an apartment? Most tenancy apartments in Sweden are owned by the municipality, not private owners.
Highly doubt this is accurate or tells „the whole story“
Countries that appear green, such as Italy and Croatia are also often cited as the ones where children move out late into adulthood (average person moves out at around 30 years of age in these countires)
Should children of homeowners be considered homeowners themselves? I say no, but the post makes no distinction.
How can croatia be at 91% homeownership when the average adult under 31 hasn’t even moved out from their parents home?
Im pretty sure it’s way way less on Poland
I’m a old banker/investment guy, a CFP and for the last 10 years worked as a mortgage loan officer. These figures are mind boggling to me and defy all logic that I can wrap my head around. Another twist that has puzzled me is that Canada has lower hometownership percentage than the US. I want more analysis on this subject.
Tbh life makes it look like it’s at like 5% on the earth
Belarusians own so many houses that even statistics cannot capture it.
This is such bs. Here in Croatia, reality is that parents own the house and kids (and usually their spouses) keep living there rent-free. Absolutely not owning lol.
I think a very small percentage of Croatians actually own their home, others either rent or live with their parents.
Portuguese person here. Can confirm only about 73 people here own homes.
half of Russia are living on rent, not even close to 92%
This map doesn’t account for adults living with their parents, it counts these people as owning their own home. That’s of course inaccurate.
I pay 600 EUR every month for a bank. After 25 years the house is mine.
For rent, same house i’d need ot pay around 1.000 EUR. And this gets inflated every year, while my bankpayment will stay the same. In 25 years for rent we talking about 6-7 thousand euros but still 600 for me.
And yet people renting. In countries where they have more money. Mind Boggling
On top of those figures – the homes in the former Communist states are also fully paid and mortgage free, like 99% of them. And the property taxes are symbolic. People there own their homes for real.
There’s a reason homeownership is so high in former Soviet countries. Under the Soviet system, virtually all housing was owned by the state. After the collapse of the Soviet Union, these homes were sold to their tenants at extremely low prices, or effectively given away.
What we’re seeing today is not unusually high homeownership, but a gradual decline as those properties are sold on the open market and new housing is built and purchased under normal market conditions.
It is as if someone had drawn a line dividing Europe from north to south, and completely different housing policies had been implemented depending on whether a country lay to the east or west of that line.
This is false. According to our ID, me and my 3 siblings all living with my Dad, in the house we also own like 12-12 percent. And in reality we all rent..
Even you paid of 99% of home lending lease, it’s not yours …bank cartels can come for your home and take it from you easily, it’s how this world works sadly. Worst of all they are legitimate to do it… System is corrupt to the core
Hahahahhahahhaa
I understand that it was 40-year-old men living in their mothers‘ basements who gave Italy such a high percentage.
Belarus has no homes, so no applicable.
Со други зборови лоша економија и младите живеат со мама тато, место да се селат на 20.
Who is the europoor now westerners?
This is absolutely untrue. The UK one for sure. Norway is high but not this high.
This is because after the collapse of the Soviet Union, the residents of formerly state-owned apartment (under communism) were granted legal ownership of their houses.
In almost all cases, the bank „owns“ the home, not the citizen.
For Russia: – i know many people who own apartments in some small towns/house in countryside but they rent apartments in big cities where they work (but still registered as permanent residense address at their owned property)
– young people are registered at their parents houses, but rent in City.
Pretty often rent goes for cash without any documents.
Get RuSSia out of here. They are NOT Europeans, they have lost the right to call themselves that…
This map reminds me of when some uppity and pretentious university student tried to pretentiously lecture me on how Scandanavian society is more communal, and they don’t have the same values concerning home ownership.
According to this map, more of them are homeowners than people in my country are.
Macedonia and Kosovo – 97.8% people have their own home
Switzerland – 42% people have their own home
It dose indicating something, right? 🤔
Rentals predominate only in Germany and Switzerland or I must change my understanding of the word „predominate“
This is deceptive since Eurostat counts all members of the household as owners, for individuals the actual homeownership rate in Czechia is around 57%~
Now overlap it with the map of how many homes are multigenerational
Note: Switzerland’s number isn’t in percent, we really have just 42 people who own their own home. And if you live in Switzerland, chances are one of them owns your home too
Bullshit propaganda
In Romania and elsewhere they measured “living with your parents” as “owning your own home”
This lie is on repeat for years now as it is propaganda
Reality: people move out of their parent’s home after 35-40 IF AND ONLY IF they will even afford it (few do).
Poland is inaccurate as f. It is registered on old member of family while their children and grandchildren live there. I would assume it is closer to 50-60 but I would need data to backup my words. So please don’t take me on that. It is definitely nowhere close like that.
This statistic gets recycled often on some Balkan subs.
The numbers don’t mean that this is the percentage of people who own property. Rather, this is the percentage of people who do not pay rent.
The “ownership” number includes people who live with other members of their family, as well as people who bought something and are still 20 years away from paying off their mortgage.
Eastern Europe has always had high ratio of ownership because housing was privatized en masse after the fall of communism, and also because the renting market was historically barely regulated.
High “ownership” figure can also be seen in Italy, famous for how late people move out of their parents’ homes.
By contrast, the “ownership” is low in Western Europe, because there are simply far more people renting rather than owning. In some countries this is the result of active incentives through tax policy, but also it’s a reflection of immigrant labor force, which typically lives in rented accomodation.
(This figure also includes children, who are counted as “owning” their homes too.)
A lot of people in the eastern part of the continent would happily move out of their parents’ homes but can’t afford it, and they see renting as a waste of time because mortgage costs the same as rent. So they will always be listed as “owners” during their entire lives using this criterion.
In the western part of the continent renting is far more widespread because property prices are generally higher than any rent you can get, people tend to be much more mobile, and the rent market is much more mature and therefore better regulated.
Property is very expensive compared to local salaries everywhere, especially for young people, so this chart does not reflect affordability as much as differences in history and circumstances.