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    Krankenversicherung für europäische Studierende


    Hallo zusammen,
    Ich bin ein italienischer Student, der an der LMU studiert. Ich habe diesen Brief von der BARMER-Versicherung erhalten, in dem sie mich jeden Monat um Geld bittet, obwohl ich eine europäische Volksversicherung habe. Als ich mich an meiner Uni eingeschrieben habe, habe ich ihnen eine Bestätigung schicken lassen, dass ich in meinem Land wirklich sozialversicherungspflichtig bin, deshalb verstehe ich nicht, warum sie mich jetzt danach fragen. Weiß jemand, worum es geht?

    https://i.redd.it/68u83l5gfc1h1.jpeg

    Von Legitimate-Peak-8483

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    13 Kommentare

    1. simplySchorsch on

      I’m pretty sure that you need German health insurance if you’re studying in Germany. 

    2. pippin_go_round on

      Do you live in Germany temporary for less than 6 months? Then you can use your national insurance. Otherwise you have to switch to German insurance. You are free to choose any statutory provider, you don’t have to go with Barmer. But they all cost the same (with a few euros difference).

    3. saihuang on

      What is an European national insurance? Do you mean that you have an Italian health insurance? Does it cover you completely while you are in Germany?

      Edit: I just checked and according to what I read you can use ur Italian health insurance if you are only temporarily studying in German (meaning just a semester or two). If you however stay in Germany for a full degree, you will usually need to get German health insurance.

      Normally a German health insurance checks your Italian coverage and issues a confirmation to the university. Since they send you a bill they most likely do not think that you are exempt. Could be because your coverage isn’t sufficient, you staying in Germany for too long or they just made a mistake. That’s just my opinion btw.

      Remember using the EHIC (European health insurance card) is mainly intended for temporary stays (Erasmus, short term study, tourism, etc.), if you stay longer they usually want u to the get the German insurance. There are some exceptions though, but the insurer needs to believe that your health insurance meets the legal minimum requirements.

    4. Pedarogue on

      The good thing about Barmer (well, one of the good things) is that they have offices literally everywhere. You can just pack your backpack, walk up to them and show them everything in person and talk to them in person, no chat-bot or hotline required.

    8. Sea-Emu-4571 on

      I’m stepping in here to counter the sheer baffling number of stupid answers from ignorant people here.

      **As an EU-citizen student, your health coverage from Italy is enough when you have your European Health Insurance Card (EHIC).** You do not have to pay whatever they are demanding. Only when you begin a working student job or any non-„mini-job“ employment is your EHIC no longer valid for your coverage in Germany.

      So, send them a letter back with a copy of the confirmation of coverage letter you used to enroll with and tell them you are not required to pay this.

    9. greck00 on

      Are you over 30? Cuz it’s gets more expensive the older you get, even as a student

    10. yanus_gu on

      That’s a mistake, but it can be fixed quickly. Please contact the English hotline at 0202 568 333 0060 or welcome@barmer.de. Unfortunately, I’m on vacation for a week; otherwise, I would take care of it myself. If you can wait another week, I’ll handle it for you.

    11. Legitimate-Peak-8483 on

      Thank you folks for your advice, I really appreciated your help

    13. Gilga1 on

      Barmer has insanely good customer service, idk how to be honest, go call them or go to their office.

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