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    Wie ein zusammenbrechender Mietmarkt einige Hausbesitzer mehr kostet, als sie erwartet hatten; Käufer, die in der Blütezeit des Marktes in der Hoffnung eingestiegen sind, ihre Immobilie zu vermieten, um ihre Hypothek abzubezahlen, sehen sich nun einer anderen Realität gegenüber


    Wie ein zusammenbrechender Mietmarkt einige Hausbesitzer mehr kostet, als sie erwartet hatten; Käufer, die in der Blütezeit des Marktes in der Hoffnung eingestiegen sind, ihre Immobilie zu vermieten, um ihre Hypothek abzubezahlen, sehen sich nun einer anderen Realität gegenüber

    https://financialpost.com/real-estate/collapsing-rental-market-costing-homeowners-more-bargained

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    46 Kommentare

    1. FancyNewMe on

      **Paywall bypass:** [https://archive.ph/JEk8Q](https://archive.ph/JEk8Q)

      **In Brief:**

      * in 2024 when the federal government decided to limit the number of foreign students and workers coming in, followed by subsequent decreases in the annual immigration targets.
      * Those policies and a few more taken by the government led to a decline in the population growth rate for the first time ever in 2025 — a decrease of 0.2 per cent or about 102,000 people, according to Statistics Canada.
      * As a result, asking rents – the rent landlords advertise — have declined by about $200 per month since peaking in early 2024, according to Giacomo Ladas, an associate director at Rentals. ca but this is still $300 to $400 higher on average than pre-pandemic levels.
      * **“Someone buying then was thinking, ‘Well, rates are one per cent, yes, I’m buying high, but this person’s paying me an exorbitant amount of money to rent my basement. It’s fine,’” he said. “Nobody thought, ‘Oh my god, rates will go up this way and, by the way, the renter is now going to pay less because rents have dropped 20 per cent.** **Back then, everyone was thinking, ‘Oh my god, this is easy money, free money,’”**

    5. KeyanFarlandah on

      “Josh said he believes the key reason behind the change was the decline in Canada’s immigration growth rates.”

      Oh no the guy with a 1.3M dollar home can no longer count on being able to exploit immigrants to pay his mortgage

    6. leekee_bum on

      Sucks to suck. Thats part of playing the game, there are gonna be losers.

      Wanna make money back? Sell the home.

    7. Formal_Fortune5389 on

      Oh no! The consequences of their actions!  How could this possibly have happened?? 

      Anyway anyone else glad the nice weather is starting to show? There is green grass now here.

    9. ThoughtsandThinkers on

      The only way for Canada to have some kind of future is for this asset class to reduce, either through dramatic increases in supply or reductions in demand

      There’s no way for everyone to win on this bet. If prices stay high, owners, investors, and landlords win and everyone else loses

      Homes need to first and foremost be for living, not investing, and not renting out

    10. AlexHuntKenny on

      Oh man, your risk investment is showing the… Risk.

      My tiny violin shop is open all day, and we do payment plans.

    12. PostMatureBaby on

      Sounds like they couldn’t afford the home in the first place. That’s what happens when you lower your standards to be able to pay the bills. Needing basement tenants or 17 people all paying into a mortgage should not be encouraged to be the norm.

      so sad.

    13. PenileSunburn on

      I lost a lot of money trading stocks. No one shown me empathy. Take the L and move on.

    15. geardownbigrig on

      Oh no people who couldn’t afford the home in the first place are seeing the repurcussions of their very poor financial decisions 🙁

    17. Sallo10 on

      As a professional in finance, good. You bear the risk of your own investment, win or lose.

    21. meatballwrangler on

      I have no sympathy for people who use housing, something that is a human right, as a vehicle for profit. maybe they should sell the homes to a family instead of trying to extort people 🤷‍♂️

    23. Lord-Glorfindel on

      Good. The investors here being referred to as homeowners have cost everyone else a lot. Predatory investing behaviour is not without risk.

    26. toilet_for_shrek on

      I have zero sympathy for people who bought houses they couldn’t really afford just to make money. Housing can be an investment, but like all investments, they **can lose money**.

    27. Tyrocious on

      Yeah turns out when you take a financial risk and the government stops bending over backwards to protect you from the potential consequences of that risk, you have to deal with the consequences of taking that risk.

    28. Unknownuser010203 on

      Oh no! I feel so terrible for the home owner class! I’m gonna cry myself to sleep tonight…

    29. Minttt on

      Funny how as soon as housing prices go down, the media gets flooded with the „woe is me“ sob stories of rich people becoming less rich because their plan to game the broken housing market to make them even richer by abusing renters didn’t work out.

      Meanwhile, no stories about how the $200k+ joint-income young couple can finally afford their first down-payment on a small condo after 10 years of saving.

    30. Wind_Best_1440 on

      No sympathy for gamblers who gambled and lost.

      Home owners have had 3-4 decades of sky rocketing profits, while Renters have been getting crushed by the boot of the housing industry that it will do some good for the rot in the system to be wiped out.

      The only way to get healthy sensible housing costs is for people who bet on housing like its the stock market to get wiped out.

      My old two bedroom apartment use to go for $600 a month in the city in the 2000’s. That same apartment hit around $3500 a month, and its gone down to $2900 a month ish since 2023-2024.

      Thats still over 4X in roughly 20 years.

      4X.

      Inflation didn’t 4X during that time, why should I feel sorry for these people? When we’re all paying 80% of our wages just to not live on the street?

    33. 5555 on

      Really tired of landlords and speculators thinking their investments should be guaranteed.

      Imagine people who invested in a business, or the stock market or hell even crypto crying to the government for help when the market turned south.

      It’s an investment. Your investment is not guaranteed a return and may even result in a loss. Why all market rules are exepcted to not apply to real estate is insanity.

    34. jrochest1 on

      Also: you have a 1.3 million dollar home with a basement suite, and you’re going to go bankrupt because you had to drop the rent on the unit by 200 bucks a month?

      Gedouttaheah.

    35. nondescripthumanoid on

      Time to start paying your mortgage with your own paycheck and not someone else’s.

    36. Automatic-Bake9847 on

      I started charging my daughter rent. $1 per month, per year of existence.

      She turns 10 in May, so I’ve got that going for me.

    38. JoeExotic on

      Crying because you can’t jack the rent up 30% on the basement of your $1.3 million house is wild.

    39. YoungEccentricMan on

      Hope all these people find a way to make investments that actually grow the economy rather than take advantage of those less fortunate than they are.

    40. eng_btch on

      Great news. People spend more money in the economy when it’s not all going to rent. Keep it coming.

    41. NotCubical on

      Speculators lose out sometimes. If they can’t face that, they shouldn’t be doing it. Moving on…

    42. OSTBear on

      ROFLMAO

      So the same people endlessly screaming about immigrants, are now stuck with their rental properties being upside down?

      There’s this saying about chickens roosting… Can’t remember how it goes.

    43. IrishFire122 on

      Lol well the guy said it right at the end there. Easy money. FREE money.

      There’s no such thing. Someone always has to pay the bill. And renters are tired of it.

      Complaining about immigration falling off and being unable to find local renters that are willing to pay 2k for a basement suite is a tone deaf position to take.

      Good lord do I ever get tired of hearing people with lots of money complain about how poor people don’t do enough for them. How long until we wipe ourselves off this planet, again?

    44. systemrename290 on

      I feel like people forget to consider that there’s risk associated with every type of investment.

    45. M116Fullbore on

      If I bought gamestop stock at peak 500$ a share and lost out, who would be writing articles trying to prime the pump for my government bailout?

    46. TW1TCHYGAM3R on

      I know it’s great right?!

      Now hopefully young Canadians to saved up $100,000 now can buy a 1 bedroom apartment in a sketchy area with that down payment.

      I hope these people with rental property investments lose lots of money so that people who need a place to live can afford these homes.

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