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    28.600 US-Dollar pro Jahr: Wovon die durchschnittliche ältere Kanadierin lebt

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    2. EmotionalGuess9229 on

      Nice to see a subset of the boomers struggle a bit. Guess they should’ve worked harder and saved more. Poor life choices. No excuses for anyone who had their prime working works at a time with such growth and abundance

    4. Savings_Macaroon7892 on

      This is all about pushback against the idea that the boomers who own their houses should have to pay more tax. For people that age it doesn’t matter what their annual income is, it matters what their net worth is.

    6. Larkalis on

      One of those times when kids can come in handy to defray the costs.

      My 70+ father technically only earns $35-40k a year on his tax returns, but because I am paying for all his shelter, utilities, property taxes, property insurance, mortgage, transportation, and groceries, it’s actually livable for him.

    7. Vyvyan_180 on

      >When it comes to the gender pension gap in Canada, there’s good news, bad news—and caveats.

      Ah, so we’re extending the „*logic*“ behind the nebulous „*gender pay gap*“ towards CPP contributions now. This should be… predictable.

      >In 2022, the median income (after tax) for male and female Canadians aged sixty-five and older was $32,000. The average older man received $38,700 per year. As for the average older woman? She lived on $28,600. It was worse for women who are racialized and those who immigrated later in life. Imagine living on that income and paying $2,400 a month in rent (or even $2,000) and eating.

      Amazing insight!

      An entitlement which is based on accrued hours over the entirety of a citizens taxable working history in the country which is paying out the pension requires participation in that system.

      Next we’ll be informed of the inequitable treatment towards those who make their living in vocations outside of the realm of reportable income. Surely the local gun-runner doesn’t deserve poverty in their old age too, right?

      >Elizabeth Shilton, a legal scholar, author, and pension expert, highlighted this disconnect in her damning 2024 report on Canada’s gender pension gap for the Ontario Pay Equity Office (PEO). “Canada has one of the best retirement income systems in the world,” Shilton wrote. “But all Canadians do not benefit equally from the system. Masked by the good-news data is a substantial and persistent gender pension gap.”

      Wowie! An activist-researcher hired by a government mechanism created to further a particular praxis has applied their mandated perspective of critical theory towards gender and has „*found*“ ideologically expedient results! Amazing that.

    8. NickdoesnthaveReddit on

      That’s not much considering that demographic usually spends about $10,000 a year on birthday and christmas cards.

    9. Level_Recognition406 on

      The next generations going to pay for them, that is if they sell their homes, and if the next generations can afford to buy them.

      70-80% of boomers are homeowners. $28k/yr renter is markedly different than a $28k/yr homeowner with a paid off home valued at $1mil+

    10. Smile_Miserable on

      My grandma makes that much. She lives with my mom in a multigenerational home though, so all of it is basically fun money.

    11. Proof_Device_8197 on

      Younger Canadian woman know to stay self-reliant so they don’t end up in headlines like these.

    13. Outside-Storage-1523 on

      I don’t understand some of the comments that are hostile to boomers, although I’m not one myself. Those age/gender issues are just used to make us more atomic.

      If we have to draw a line somewhere, there is a more obvious way to draw it than gender/age.

    15. LopsidedStreet6093 on

      Even after divorcing their poor husbands? Grandma should marry another sucker so that she can raid his retirement accounts and live like a queen!

    16. L3NTON on

      Before or after taxes?

      At my last few jobs I made about 30k a year after taxes. So this doesn’t seem way out of place to me

    18. Tasty_Principle_518 on

      I knew a lady that was 96 spent her entire life pinching Pennie’s . Had millions saved in the bank and would reuse and save everything. In the entire time I knew her I don’t think she spent more than $200 on a non-necessity.

      When she passed her daughter said in the last 7 years she barely spent an entire month deposit of her retirement. Had over 500k just sitting in a chequing account

    19. Reptilian_Brain_420 on

      They could just do like men do and die 10 years after they retire…

    20. mouthygoddess on

      *”But retirement planning? If you’re lucky enough to stay healthy, the best protection against old-age poverty might be lifelong employment.”*

      My mother-in-law was extremely healthy when she retired with a full pension and no mortgage at a youthful 56. A small-town factory worker with only her high school education, her company provided a pension, benefits, job security, union protection, no emails followed her home from work, etc.

      These arrangements were common. All of her (also now retired) friends had similar, straight-out-of-high-school, “lap of luxury” arrangements.

      Then, after a lifetime of never worrying about her next pay check, my mother-in-law has spent the last decade+ gardening, travelling, baking, and watching *hours* of daily TV.

      If you listen to life expectancy trends, she could live another 25 years, enjoying this cushy existence created by fewer contributory working years than non-working years.

      And let’s not talk about healthcare resources. Boomers [collectively made the poorest health choices](https://www.northwesthealth.com/health-library/466) (smoking, over-drinking, TV dinners, what gym membership?).

      As far as the Canadian Dream goes—and it’s just math—they might be the first and only generation that takes more than they give, and it won’t even be close. And there’s nothing fair about it.

      TL;DR: 29k per year granny can turn off the TV and go greet some people at Walmart or crochet something cute and start a little side gig on Etsy. Figure it out; you have the time. Although it tracks, turning to your (exhausted) kids/grandkids/country for the solution is skeezy.

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