Umfragen zeigen, dass die meisten Europäer davon ausgehen, dass staatliche Renten unbezahlbar werden
https://www.theguardian.com/society/2025/dec/29/most-europeans-think-state-pensions-will-become-unaffordable-polling-shows
Von StGuthlac2025
Umfragen zeigen, dass die meisten Europäer davon ausgehen, dass staatliche Renten unbezahlbar werden
https://www.theguardian.com/society/2025/dec/29/most-europeans-think-state-pensions-will-become-unaffordable-polling-shows
Von StGuthlac2025
47 Kommentare
i dont think that.
i know for sure. This MLM will crash at one point
Millenials will be able to cancel pensions just in time for themselves
imagine paying your whole working career for the high pensions of the boomers to be told, when it’s your time to retire, that there is no more money for YOUR pension …
But that is in the whole world, the economic model most countries have is going to collapse not just because people can afford to have children and housing but because of jobs and concentration of wealth.
I fail to see why I should have to subsidise the wealthiest generation in history
No shit. A system that relies on eternal growth is mathematically impossible to sustain itself in the long run?
#*extremely surprised pikachu face*
This is not a matter of opinion. It’s math…
It’s honestly scary to think we might pay in our whole lives and get nothing back. I wish governments at least let people see a clear, personal “pension forecast” every year.
The finding/report that the Guardian is claiming comes from YouGov is a market research company, who was founded by Nadhim Zahawi (who served in Boris Johnson government) and Stephen Shakespeare. Both founders are Tories and the reliability of YouGov and its „market research“ using internet users. I therefore don’t trust these outcomes.
Pensions are at this point a wealth transfer from young to old. Worst idea ever to socialize it.
Because they are built like a Ponzi scheme.
We are not believing it – we are experiencing it.
I think we need to approach it constructively.
The current pension model relies on there being more tax payers in the future. It is unfair that we work to pay the benefits to the boomers, and it is unfair to the boomers that worked all their lives for the promise of pensions, yes.
Life is unfair.
But there are other ways to structure pensions in the future, like the Swiss system, where investment plays a bigger role. It’s worth it to look into alternatives especially since the current model is broken.
Yes, because we are diluting the contributors by allowing fewer to be richer and accumulate all the wealth.
That has to stop. We must breakup large firms, and tax personal wealth more.
low birth rates doesnt help, but weapth over time is just being concentrated to a small number of individuals. Basically, rich people dont pay the fair share. Countries with most billionaires will have this problem sooner
No pension for retirees then no rent for landlords. The asset class needs Plebs that can afford to pay rent. I plan on hiding my money before the pension age to able to receive the age pension in Australia.
Duh doy. It’s crazy people and politics are not more talking about it.
Yea, and still everybody gets mad when pensionage is increased in line with life expectancy….
That’s one reason why I went freelance, and am not paying into this system anymore. After a year I saved up enough for 2 years of pension already. As long as the (ultra) wealthy don’t pay their fair share, this system is doomed to collapse.
Our people should just restart to reproduce sufficiently and everything would be fine.
The real problem here is that the soon to be pensioners actually did pay into their scheme their entire life, so I’d be angry to if someone told me there was no money to pay for them
But then the demographic issue makes it unsustainable and very understandably, young people with a life ahead of them, genuinely don’t want to pay into a system that will give them zero out of solidarity
Governments can print new debt to cover the pensions at the cost of massive inflation and structural issues… so what’s even possible? Only an economic miracle, like AI trend, could have helped… but European Union inefficiency…
We start talking about basic universal income – but we can’t do the same for the retired?
Danes found that out in the late 1970’s, and changed pension strategy in the 1990’s.
It is not that difficult. All you have to look at is this chart. https://www.theglobaleconomy.com/Denmark/Fertility_rate/
It is simple arithmetic of a relatively decreasing working population with increasing population and continuously increasing cost of healthcare. It is the single biggest incoming social crisis when the social security system collapses, and will also massively strengthen populists.
Of course people could vote to make it more sustainable (i.e. means-test pensions or reduce it somewhat), but people would never vote in favour of that.
People will moan about this and the consistent increases of taxation, but will never vote for the structural change necessary to mitigate that or to structurally improve economic growth.
Increasingly difficult fiscal balance (looking at you France) will also be a threat to the very existence of the Euro in a few decades.
It’s a pyramid scheme. It only works when the working population keeps increasing.
It is kinda obvious.
There are less people who work and more people who get pensions due to shifting demographics.
We didn’t transfer any of the production effiency that has risen throughout the decades to anything meaningful like pension systems – we transferred that better production effiency to the pockets of the shareholders.
I have accepted the fact I will probably never see a cent when it is my turn to get a pension
Dutchies thought the same and changed it. Now soon everyone will get a personal pension.
Add to the mix, the fact that a lot of people simply won’t be able to buy the roof over their heads. That’s a disaster in the waiting.
Not to worry there is a simple solution – keep increasing the retirement age so it won’t be a problem. 87 sounds good no?
It’s not that there won’t be a pension, it’s that the retirement age keeps getting raised so that most of us will die of old age before we get to it!
If the math isn’t matching the rich are too rich.
This is the biggest threat to Europe at the moment. The current pension system was created when there were very few pensioners per working age person (around 4 working age person per pensioner). Now, we are trending to have a 2:1 ratio or less. This means every working age person is paying for twice as many pensioners as in the past. Sure, more working age people work now: mostly women that would have been housewives in the past. But those women were already doing valuable work in the past in child care and elderly care, so this means elderly are even more dependant on the state as in the past.
Instead of state pension systems, we should have systems of elderly care, where stipends are only given to those who need it (and don’t already have a house, for example).
I’m not really counting on a pension. When it gets to my turn it’ll probably only be available to those in their 70s.
People are wrong but we would have to work longer to get it – which is fair since we live longer as well
Not only state pensions should be affordable, the retirement age should be going DOWN not up. With AI and automation it should become easier to support people after retirement.
Mabe we should have more dogs, cats and alphabet marriages instead of children, it seems to be working great! /s
So change the pension system. If it’s built on the premise of an endlessly growing population, then it was doomed to fail from the very beginning because nothing can endlessly expand.
We literally invented these systems, nothing stops us from changing them. Same with politics, economics, etc.
Stop pretending these are some pre-defined rules of nature and change the systems.
My mother is worried she won’t have a pension. Which really sucks – worked for 40 years just to be told „Oh, well. Sorry, madam, there is no money for your pension“.
At the same time a number of europeans think that the current arms race is 100% affordable.
Ideological choices I guess.
the neat thing about an inverted demographic pyramid is the old people get to vote themselves all the money forever
In Spain they are already unaffordable since almost 15 years, we pay the deficit with debt which is a scam
Ofc… working 40 years for having peanuts at the end of your life…
If you haven’t invested during your career, if didn’t own a house or a car, then you’re f*cked…
So most Europeans understand what’s going on, good.
„will become unaffordable“. Bit late for that
Here’s an idea: **Zucman tax**
We can’t save anything because we pay for this and In the end we will receive nothing….. this is gonna be fun….