Ich habe kürzlich ein paar Dinge zur Nachlassplanung durchgesehen und festgestellt, dass mein Krypto bei Weitem der chaotischste Teil ist. Ein paar Wallets, ein paar Einsätze, ein paar DeFi und ein paar Dinge, an deren Kauf ich mich kaum erinnern kann, lol. Wenn mir morgen etwas passieren würde, hätte meine Familie keine Ahnung, was existiert und wie sie darauf zugreifen kann …?
Ich habe darüber nachgedacht, ein einzurichten Digital Asset LLC um es zu bereinigen und es vielleicht an einen Treuhandfonds zu binden, damit die Dinge nicht in der Nachlassverwaltung stecken bleiben. Manche sagen, es hilft auch bei den Steuern, aber ehrlich gesagt möchte ich nur sicherstellen, dass es später nicht zu einem Chaos wird.
Hat jemand so etwas tatsächlich gemacht?
How do you make sure your crypto doesn't disappear when you do?
byu/Suspicious-Basis-885 inCryptoCurrency
13 Kommentare
If I’m gone, I’m not going to need it 😆
Bitcoin multisig
put it in a Trust
I’ve actually been working on an app for that.
Perhaps write them some instructions?
Most people still struggle with cryptos disappearing while they are still alive…
Because u can literally reverse keys of any crypto wallet and have his money. Nothing will be forgotten.
This is a valid concern and major issue. I am sure many people have passed with their crypto never to be able to be accessed again. Especially on hard/hot wallets.
Leave a clue in your will that leads to one of the 12 words and another clue.
Put it in Coinbase and set up a TOD (Transfer on Death). Pretty simple.
Take a look at Zengo wallet. They implemented a feature about a year ago where you can designate someone else’s account that if your account is untouched for some number of months, the other account is given access and can transfer from you to them.
I tested it and it worked pretty smoothly.
The website you have posted was registered just 6 months ago:
https://www.whois.com/whois/dagfamilyoffice.com
At best they are an untested 3rd party, offering to be middlemen (for a fee of course) between you and assets that were literally designed to remove the need for middlemen…
At worst they are just scammers with a nice website and will never give your assets to your beneficiaries. Why on Earth would you take that risk?
You talked about having used DeFi apps before, so will clearly have enough ability to set up a multisig.
Assuming your spouse is your intended beneficiary the most obvious arrangement would be a 2 of 4, so you link 4 wallets as signers for the multisig, and require at least 2 to take any action.
You use a wallet on your phone as one signer and a wallet on another device (laptop/desktop/hardware wallet/Raspberry Pi, old mobile, etc) as a second signer. These are the two signers you use as 2 of 4 normally when at home.
A 3rd signer is a wallet on your spouse’s phone. When you are out together the 2 of 4 signiatures for the multisig are your phone and theirs. Getting them to sign transactions is a good way to get them experience and confidence with the process if they don’t use crypto themselves, and will also make them familiar with what assets you hold and what dApps you use.
A 4th signer, probably stored just on paper as a seed phrase or private key is kept in a safe place, such as with your solicitor, or a sibling or trusted friend, with instructions to give it to your spouse when you die. Or of course you can retrieve it and use it if 2 of the other signers are lost (e.g. you and your spouse both lose your phones or whatever).
Multisigs are the way that pretty much every OG stores their wealth, and not just individuals, pretty much every DAO treasury with billions of dollars worth of crypto secures it with multisigs. Don’t pay some random company to hold your money for you!
Put it all in a cold wallet, write it down in a small notebook and vault it.
Dont leave it on an exchange