Hallo Leute,
Ich verwende eine Anzeige auf finn.nr und ich würde mich über eine Klarstellung der Preisstruktur freuen. Ich bin Ausländer und versuche, meine Kaufkosten ohne Transaktionsgebühren zu verstehen.
Ich habe keine Kredit-/Darlehenskosten. Muss ich trotzdem den Gesamtpreis berücksichtigen oder ist der Angebotspreis ein näherer Hinweis auf die Kosten der Wohnung?
Ich glaube, mein Unterhaltsbeitrag für den Komplex beträgt 11.468 NOK.
Danke!
https://i.redd.it/9oe8p66yorwf1.png
Von kapps7
2 Kommentare
Asking price what the seller wants for the apartment, you can bid less than this if you feel like it. Total price is the askikg price combined with potential joint debt and asmimistrative costs. Joint debt is the debt of the apartment complex/collective. This is nonegotiable and you have to pay it to buy.
Well first of all. SEK is Swedish Krone. So this is a Swedish ad.
But it is pretty self explanatory no?
Asking price: What the current owner is demanding in cash from you or your bank.
Charge: Tax
Joint debt: How much debt the collective is in. An apartment building spreads its expenses on the owners of the apartments within the building. The fine details differ from building to building, some rules are stipulated by law while others are more varied. Definitely read up on the small print before making bids.
Communal food/month: Weird translation. It is how much you have to pay each month to the collective, the sum is used to pay for any applicable taxes, public services, debts as well as any other financial obligations the building may have.
Price of loan: Is just an example sum under certain assumptions. You will obviously have a chat with your bank to get the exact figure.
So if you buy this apartment:
1. You pay 1,9 million to the owner either with your own cash, or you loan the money and your bank pays the owner. How much you pay per month depend on your agreement with the bank.
2. You enter into an agreement to owe the collective 2,28 million
3. You agree to pay the collective 11 468 per month. Part of this amount will be used to service the 2,28 million debt.