Prozentsatz der Zahlungen, die in den Ländern der Eurozone mit physischem Bargeld statt mit digitalen Zahlungen getätigt wurden (2024)
https://i.redd.it/u7nnhs4r45uf1.jpeg
Von FantasticQuartet
Prozentsatz der Zahlungen, die in den Ländern der Eurozone mit physischem Bargeld statt mit digitalen Zahlungen getätigt wurden (2024)
https://i.redd.it/u7nnhs4r45uf1.jpeg
Von FantasticQuartet
27 Kommentare
And we will continue to use cash.
the 22 bar should be black
It’s really interesting to see such a huge contrast between countries like Malta at 67% and the Netherlands at only 22%. It shows how cultural habits, trust in banks, and even tech adoption vary across Europe.
digital overlords and banks not knowing how much I spend on X or Y is great! 🙂
That number for Ireland feels off. If the supermarket check out is a measure it’s about 80% card.
Must be all the barbers and taxis.
I don’t even know anyone who still carries cash. Is the second hand market that significant? Maybe the 50 cents to use the toilet…
Idk what Swedish cash even looks like anymore.
I am always shocked how common cash is when traveling to countries like Germany.
Here in Norway, cash was only used in 3% of transactions, and the largest use is either for gifts or drugs.
I only ever use cash. I am just used to it.
Germany is not the outsider the internet makes one believe it is.
I simply don’t go to „cash only“ places in Switzerland.
Cash transactions have no unwanted fees to visa/mastercard/3rd party. Why go out of your way to pay that fee?
the only reason I have 100 euro in cash at home is if I lose my card and need to buy something while waiting for a new card to arrive. other then that I havent used physical cash in maybe 8 years
I still always keep cash on me when back in Germany. Just an old habit, even though most places take a card now.
I hope the use of cash increases. I am not against digital payments and would even prefer them if the EU and the local institutions weren’t the scumbags that they are, tracking and monitoring people, their spending habits, even controlling people through digital money . F… them .
I use cash as much as possible and will continue to do so.
Feels better to pay with cash, you actually see and feel money going away, you are inclined to actually save money… With cards its just some numbers in the aether.
I’ve lived in Ireland for a couple of years and I saw someone use cash today and it was the first time I’d seen it since I came here. Must be going to the half of shops that are using cash
I was surprised at just how ubiquitous and seamless card payments were in Greece compared to how finicky it often is in France. This tells the opposite story, however
Where is Poland? 🤔
Just fyi, the mastercard fee is like 2%. Which is significantly lower than the loss rate caused by handling cash. Cash is a lossy form of transaction. between embesselment and just straight up transportation loss and forgetfulness, cash is not efficient. Which tells us this is not why businesses want you to pay it cash. They do that because they’re tax cheats. See there’s a much bigger set of fees you can skirt by just not declaring them propperly
I was in Lithuania and Italy lately and everyone accepted card payments, no matter how small the store, in Italy even street vendors. Even beggars had QR codes for Revolut. I’m surprised they have a cash rate higher than Germany.
I was in Paris over Christmas break and had to use the laundry. It was an unmanned shop and the central payment system only allowed for tap (no chip reader or stripe reader). The 100 euros I withdrew from an ATM have come home with me. I never paid cash for anything – tickets (train and museums), restaurants, grocery stores etc. Same thing happened to me in Italy during spring break.
I have a feeling that the numbers in the graph are inflated a bit. Or maybe there are enough people in Europe illegally that cash transactions still make up a big enough volume.
Interesting about Lithuania so high, and not to see Sweden. From what I gather, the nordics have ditched most cash payments.
Usually, you compare two stats for this : % of payments (in transactions) vs. % of value.
Many of the cash transactions are for very low amounts.
I didn’t find the latest 2024 numbers, but in 2019 for France, Cash accounted for 59% of transactions but only 25% in value .. So probably in the 18-20% range now. (Banque de France numbers)
Cash is the way to go for avoiding tax and fees. Pay cash to a small business, and Government doesn’t need to know.
What I find interesting is the huge supply of physical cash in circulation. Where has it gone?
I avoid cashless stores as much as possible
I’m surprised Germany is so low, many bars only accept cash (but will also start a tab, which is anxiety inducing as you have to make sure you done drink more than you have 😂)