Forscher von CRL stellen fest, dass Schwarz- und Latino -Gemeinden mit Zahltagdarlehen unverhältnismäßig gezielt werden, wobei APRs bis zu 700% und über 8,1 Milliarden US -Dollar angelegt werden

A 2025 study by Lucia Constantine and Yasmin Farahi, published under the Center for Responsible Lending (CRL), found that in just 2022, predatory payday lenders had sweeped in $2.4 billion from borrowers. Unsuspecting borrowers had taken out over 20 million loans that year, adding up to a total value of nearly $8.6 billion

Paired with an earlier study from 2020, the CRL found that among the most targeted were underserved black and latino communities, who, historically, have not had as much access to traditional banking services

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[Learn More (Our Article)](https://www.fascinatingworld.org/post/the-predatory-trap-of-payday-loans-and-why-you-should-avoid-them)

[Learn More (2025 study)](https://www.responsiblelending.org/sites/default/files/nodes/files/research-publication/crl-down-the-drain-paydayloanfees-feb2025.pdf)

Am I the only one who remembers Debbie Wasserman Shultz blocking Obama’s major reform of payday lending?

„Lended“? Is this the latest American aberration with Loan and To Lend?

Take me to my natal shore and the white cliffs of Albion.