Belgien ist bekannt für seine hohen Steuern auf Arbeit und Steueroptimierungen ("Cliquen"), aber vielen ist möglicherweise nicht bewusst, wie bedeutsam diese Optimierungen tatsächlich sein können. In diesem Beitrag werden zwei verschiedene Arbeitnehmer mit den gleichen Kosten für ihren Arbeitgeber, aber deutlich unterschiedlichem Nettolohn bewertet.
Der erste Mitarbeiter hat sich recht gut geschlagen und ein Bruttogehalt von 5.000 Euro pro Monat verdient. Allerdings hält ihr Arbeitgeber nichts von Steueroptimierungen. Sie zahlen lieber ihre Mitarbeiter aus "Euro, keine Autos". Dieser Mitarbeiter erhält lediglich den gesetzlich vorgeschriebenen 13. Monatslohn und das doppelte Urlaubsgeld, ohne weitere Vorteile.
Gesamtkosten für den Arbeitgeber: 85.850 €/Jahr
Mitarbeiter-Nettomitnahme: 3.402 €/Monat
Quelle: https://belgian-wage-calculator.vercel.app?share=82zH9h
Auch der zweite Mitarbeiter hat sich ganz gut geschlagen. Allerdings nimmt ihr Arbeitgeber Steueroptimierungen sehr ernst. Obwohl ihr Bruttogehalt niedriger ist (~3.800 €), erhalten sie viele Zusatzleistungen: Ein umfangreiches Cafeteria-Plan, ein ausgeschöpftes Mobilitätsbudget, Essensschecks, Öko-Schecks, Nettoentschädigungen und einen großzügigen CAO90-Bonus. Der Unterschied ist erheblich:
Gesamtkosten für den Arbeitgeber: 85.835 €/Jahr (gleich)
Mitarbeiter-Nettomitnahme: 4.667 €/Monat (+1.264 €/Monat!)
Quelle: https://belgian-wage-calculator.vercel.app?share=dKPF76
Fazit: Obwohl beide Arbeitnehmer die gleichen Kosten für ihren Arbeitgeber haben, zahlt einer von ihnen 52 % Steuern, während der andere nur zahlt 35 % in der Steuer.
Ist es an der Zeit, die Art und Weise, wie wir Arbeit in Belgien besteuern, zu überdenken?
https://i.redd.it/8pbckkh1tcfh1.png
Von IiIIIlllllLliLl
22 Kommentare
Yes
Because the monetary value of the perks arguably add up to the 1264 euro difference per month?
I’m in the last category, I have no formal education beyond a high school diploma, and have a pretty relaxed 9 to 5 desk job for a private company, but my gross salary of €6500 EUR / months delivers me a good €5000+ EUR / month net income, and I always get money back from yearly taxes as well. I’ve been working here for the past 10 years now.
All in all, this is mostly thanks to my employer and HR department which understands belgian tax laws and regulations very well and provide us with these opportunities. If you have a lazy employer or inexperienced HR, you will both just get fucked by taxes in Belgium.
A good argument against company cars, meal checks and what not other bullshit.
Rebalance all that money so that everyone gets the same treatment.
now do differences in pension after 40 years.
What do you mean you don’t have Internet allowance, representation fees, remote work allowance, company cars, fuel cards, energy vouchers, meal vouchers, eco vouchers, intellectual property rights, stock options, management company dividends? Are you even Belgian?
when contribution hits the second will have to pay a lot more than the first ?
Just to be clear: Yes, it’s definitely time to revisit how taxation works in Belgium.
Though that calculator and your post also need a revision as they are ambiguous. Net take-home is money in the bank, any benefit you receive in lieu of money is not part of net take-home.
If you for example take the mobility pillar 2. Sure in some circumstances you can even pay rent or your mortgage with it. But if you outright own your house or live too far away (and don’t work at home enough), your options would immediately start to dwindle.
Yeah, but the former can spend ALL their net income on what they want while the latter can spend only A PART of their net income on what they want. The rest is conditional. That is why it is not the same.
Pretty unfortunate I cant get any optimization as a government employee. Fortunately, I get to enjoy being called a leech and slacker by flemish press and politicians so they can destroy what I do get a bit more.
Fucking let employers just pay the bruto to employees and let them figure out the taxes, RSZ and fiscal benefits.
First week of every month economy would boom lmao
And how much is the difference in the pension both will receive?
I have a low gross but thanks to optimization and my wife not working I basically earn my brutto as net. (3.3k)
It became so complex you cant even compare. My last three jobs are so different, i feel you just cant compare.
Welcome to unfair world
Also that site is awful to look at, holy slop.
Its a damn color book
Y’all make that much money??
This looks like a afternoon vibecoded app
Anybody worked out what the effect is on the state pension?
This system works nicely for companies that are well established but it makes it difficult for starter companies or external ones that want to move to Belgium
It’s called legalized tax evasion
It would be interesting to see this comparaison but for self-employed 🤔
Yes it is time.
There used to be a time employees lived in housing owned by employers and got food at a store also owned by the boss and whatnot and thus payment was partially „in natura“ as an advantage to the employer but depicted as an advantage to the employee. Then a law was introduced that wages had to be paid with money and this system was made illegal.
These eco-,meal- and other vouchers, company cars, cafetaria plans and the like are just new versions of that but with even more middlemen skimming off the top.
We should be paid a living wage so we can do these expenses on our own and then the general tax rate is easier on everyone because everyone is contributing more fairly.