Hallo zusammen. Aus persönlichen Gründen habe ich meine Zahngesundheit leider sehr vernachlässigt und bin eine Zeit lang nicht zum Zahnarzt gegangen. Ich habe mich nicht auf die Verwendung von Zahnseide konzentriert und das hat zu einer ganzen Reihe kleiner Hohlräume auf meinen Zähnen geführt.
Nach der Begutachtung erhielt ich einen Kostenvoranschlag in Höhe von insgesamt 2.450 € (ja, mir traten für eine Sekunde die Augen aus dem Kopf). Die GKV übernimmt lediglich 718 €. Bitte beachten Sie, dass ich keine Zahnzusatzversicherung habe. Damit würde ich eine Rechnung von ca. 1.730 € haben. Der Zahnarzt meinte, die Kosten wären niedriger, da es sich nur um einen Kostenvoranschlag handele, aber ich würde trotzdem mit einer hohen Rechnung rechnen müssen.
Nun meine Frage: Warum deckt die Versicherung nicht mehr ab? Ich kenne mich in der Zahnheilkunde in Deutschland nicht aus und bin zum Glück in der Lage, diese Rechnung ohne finanzielle Auswirkungen für mich zu bezahlen und kann sie auch bezahlen – aber gehe ich einfach zu einem teuren Zahnarzt? Ich habe AI einen Blick darauf werfen lassen, bevor ich es hier gepostet habe, und es ist der Meinung, dass eine spezielle Art von Füllung verwendet wird, die nicht von der Versicherung abgedeckt wird, und ich frage mich, ob dies realistischerweise der Fall ist (ich bin kein großer Freund von AI).
Wenn das die Kosten sind, dann soll es so sein. Aber ich dachte, ich könnte mir eine zweite Meinung einholen, bevor ich einen solchen finanziellen Sprung mache.
Danke schön!
https://www.reddit.com/gallery/1uucpz0
Von Standard_Coffee_8084
21 Kommentare
Get another estimate, this one is expensive yes. Faktor 5 for everything is a lot.
you will get fillings for 11 theeth??
Your total amount is the amount i pay for ONE tooth.
So yes its cheap.
And german insurance often does not pay much for dental things. thats why many have a Zahnzusatzversicherung.
Your insurance covers something? Damn, Techniker sucks.
Also pretty normal nowadays. I’d say its pretty cheap, I haven’t had a single positiin below 200€ in the last 10 years.
I would say it seems quite normal range, i think standard cavity filling with quality materials is 140-170€ per operation. Public insurance covers a portion (~50€) and from the remainder Zusatzversicherung could cover 50-80% depending on your contract, usually leaving you still with 50-60€ to pay.
I would not go with a suspiciously cheap dentist, also i think saving on the materials would not make it so much cheaper. Also not really something where i think it’s smart to be cheap with.
Most dentists offer also payment plans for these more expensive bills.
It’s not the lack of flossing per se but the fact that you didn’t go to regular check-ups.
Factor is high but probably justified given the fact that your ivories are literally ruins.
You could get a second opinion but just by the look of it, I doubt you’ll get it much cheaper.
Ststutory health insurance only covers basic stuff or treatments because of accidents/cancer.
Faktor 5? 1.5 above the limit for private patients without additional barriers kicking in?
I‘d say it’s a pretty regular price. Factor 5 is not unheard of – I got 4,93 just last week.
Note that this is likely an offer for the higher-quality composite filling material – there usually is also a cheaper cement option, fully covered by public insurance.
So, it indicates that the filling here is composite, which, at least with my insurance (TK) is not covered. The insurance will only cover a cheaper option—it used to be amalgam, but amalgam fillings have been outlawed due to their mercury content (not bad for the human in the way it’s used, necessarily, but bad for the environment upon removal). So now the free option is… something else, but it’s more brittle than amalgam and will only last 3-5 years, supposedly.
There are people who report the new free option lasting longer than this, but it’s a YMMV thing.
But composite is, indeed, not covered.
I got a cavity filled about a month ago with composite (was an old cavity and the filling broke) and the cost ended up being €100. However, I don’t know how complex your fillings are as compared to mine. I also went to AllDent, which is a chain I gather isn’t viewed all that well, but I’m not unhappy with the work, so.
So, you could shop around a bit if you wanted, but composite will not be covered wherever you go. You also could look into getting this done in another country—with this much work, I’d probably at least check it out. I’ve had most of my dental work done in Uzbekistan (I was there for work) and it’s held up for several years no problem… and was MUCH cheaper than getting it done in any Western country.
I was fine with the €100 for the cavity, but it was a single tooth lol. Not worth traveling for. In your case, it just depends on what you’d rather do. If you just want it done and dusted, do it here.
Insurance covers only the most basic work on teeth. Everything that goes beyond the basics comes with additional cost. E.g. better filling materials, color-matched fillings, etc. are more expensive.
You can insist on only the most basic work to be done, but you’d likely not be happy with the results and the long-term durability of the fillings.
As I just paid € 650 for a crown w/o any lengthy paperwork, this seems alright.
Also, get interdental brushes
Seems Ok… Überdurchschnittlicher Schwerigkeitsgrad seems a little bit subjective, but 2,5 grants for repairing literally half of your mouth is OK.
It’s cheaper to go to Croatia, have a good meal, and get everything done for less money.
The factoring of 5?? 🤣
Factoring of 3.5 is already high and needs a legit reason, a factoring of 5 is a first lol
Normal, must have filled your whole damn jaw lmao. So yeah, 150-180 per cavity filling is normal
It’s a bit high – I needed a few fillings recently, 160€ or so each for the composite fillings with about 70€ paid by TK. But I’d say it’s within normal range. I now have additional dental insurance. 😐
Faktor of 5 on everything is a rip off. Faktor or 3ish is already like not the easiest stuff
Get a Zahnzusatzversicherung… Concordia Zahn Sorglos is the best you can get.
Get a second opinion. They might send you an invoice for the estimate still but factor 5 is pretty high. 3,5 is the upper end for extreme difficulty or high tech methods everything above that should be explained by your dentist. If your teeth are super shot it still can be a valid price but as I said, I would get a second opinion on that. There are dentists that also do „Gutachten“ for the GKV. Maybe chose one of those.
Take a cheap flight to Serbia or Bosnia, you can find like 150€ flights and thr price of this should not exceed 400€ if that much.
Even Americans are now coming there or to Turkey for same reason.
Im going to Belgrade in a month as I need dental surgery that would cost around 3000 here and I was invoiced 750€ in Belgrade. Implant included.
And majority speaks English and have good websites.
They’re probably banking on your unfamiliarity with the system, or this is a *fancy* doctor’s office. You need a very good reason to bill everything at factor 5 like they’ve done here, and the patient needs to explicitly agree to it. Don’t expect the actual cost to be lower, whatever they promise you verbally. Now that you have the estimate, if you proceed with the treatment, that means you agree to it, so unless the doctor suddenly develops an allergy to money, they will bill exactly what they quoted (at least).
Some dental offices do bill at factor 5 or higher as a matter of course, without it necessarily being some underhanded tactic. They are meant for people who want the best of the best, or at least the feeling that they’re getting the best of the best. These people either have top-of-the-line private insurance that pays for factors above 3.5 (which is the usual limit), or can just afford it out-of-pocket. Without knowing what clinic you went to it’s hard to say if it’s one of those cases or just them trying to trick you.