Warum ist Deutschland beim Medianvermögen auf den niedrigsten Platz zurückgefallen (anhand des Bildes)?
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Von kocopharm
Warum ist Deutschland beim Medianvermögen auf den niedrigsten Platz zurückgefallen (anhand des Bildes)?
https://i.redd.it/9fxr309ljkch1.jpeg
Von kocopharm
37 Kommentare
because in germany the rich are richer and the poor are poorer compared to other countries
Because we have some super rich people in Germany
For example
Schwarz (Lidl), Klatte (BMW), Albrecht (Aldi)
Low percentage of home ownership – mostly that.
Lots of rich billionaires, money is very unequal distributed
Generational wealth to a large degree, more than in other countries as far as i read
Median wealth accounts for rich and poor people equally, its about a per person listing.
Mean wealth means if one person has a million, and four people are broke, it will say the mean is 200k, median would say its 0.
Basically if your median is a lot lower than the mean then theres a lot of wealth inequality. Its also why the US is so low, most of the US wealth is in the hands of billionaires and corporations.
If mean is high, but median not, there is mathematically exactly one explanation for that.
Low home ownership rate. This probably is also part of the story, when it comes to Switzerland
Because wealth is insanely unfair/unequal distributed.
You got 90% of the people who are quite unwealthy and the top 1%, top 0,1% are super wealthy.
Because the government is unwilling to tax the rich.
The caption „Richest Countries“ and what’s actually reported (Individual’s wealth) is quite unrelated, as you can clearly see from the „Germany“ example. Countries where home ownership is common end up much higher in that list.
Low home ownership (which is also driven by decades of focussing on renting) and a state pension system where no dedicated reserves are being held that are allocatable to individuals.
In contrast, the mean wealth is perturbed by a number of very wealthy people. In particular owners of the larger family run businesses.
Most of the wealth in these statistics comes from real estate and retirement savings – Germany has a very high percentage of people who rent their whole lives, so owning your own home is much rarer, and most people don’t have separate retirement savings or investments other than the public pension system. So two large pillars of „wealth creation“ are just not standard in Germany. As such, most of the wealth in Germany is held by extremely rich people in the form of companies and real estate. This all pushes up the average, while keeping the median low.
Because no one owns anything. Even neighboring Belgium which has equally high (or higher) taxes and similar incomes has 5x higher median wealth.
So average wealth shows the total wealth in a country, but is heavily influenced by billionaires and millionaires. Median wealth shows what the “typical” person owns. The higher the gap between average and median wealth, the greater the wealth inequality.
But it’s important to keep in mind that in Germany, many people rent their whole lives. Germans also rely heavily on the state pension and comprehensive healthcare, so they may feel less pressure to build a private safety net through property or investments. Since state pension entitlements aren’t counted as personal wealth, while homes and stocks are, this makes the typical German’s measured wealth look relatively low.
Home ownership has severly decreased during the last 20 years. The millenials are barely able to pay rent, even less able to buy a house, at least in areas with many jobs. My favorit example always is my parents house, which we planned to buy from them last year: Back in 2007 it was estimated to be worth around 380k, in 2017k the local airport offered 700k and last year we were told that an average house this size and location wouls be worth ~1.2mio euro. Way too much for us, even with whatever family discount we would get.
The acDU did its job! (makign the rich richer and the poor slaves)
The median person in most countries owns real estate, in Germany they don’t
Well the picture compares average with median. That is what happens when you do politics for wealthy people and not for the everyone.
Generational wealth, true, but perhaps the most important factor is that Germany is creating so little new wealth, so few new companies. Just look at list of the global tech giants or the list of top 100 firms founded in the last 25 years and you will find virtually none of them are German companies. The most successful tech giant led by a German is Shopify which was co-founded by Tobias Lütke. Lütke has said he never could have stated Shopify in Germany’s stifling business environment.
New Zealand, in my experience, that is wrong in reality. So many of my friends are struggling, I would argue Germans are richer.
The **median** dropped, the average didn’t. What does that mean? Basically that there is a lot of wealth but unevenly distributed. The average German has 347k while the poorer half of Germans only has 53k or less. That hints towards wealth being accumulated in the top few percent while everyone else is „poor“.
But look at the US, 696k on average while the median only has 69k, the gap is even wider, that’s only 10% of the average wealth.
Did not dropped to it,- it was long time there. Less ownership of homes and more people living in rented Appartements
When you bring in a million plus people as refugees that report zero assets, it affects the stats.
“Italy $131k” 🤔
We’re (or our politicians) are on a stride killing the Mittelschicht (medium normal household) doing everything in their power to make poor people poorer and rich people richer (themselves and their friends)
As always when these sort of statistics come up: Germany will always place lower than other nations because of how the pension system is set up.
Feel free to read the report
[https://www.ubs.com/global/en/wealthmanagement/insights/global-wealth-report-clients/_jcr_content/root/contentarea/mainpar/gridcontrol/col_1/inner/col_2/actionbutton.0417419513.file/PS9jb250ZW50L2RhbS9hc3NldHMvd20vc3RhdGljL2d3ci9nbG9iYWwtd2VhbHRoLXJlcG9ydC1lbi0yMDI2LnBkZg==/global-wealth-report-en-2026.pdf](https://www.ubs.com/global/en/wealthmanagement/insights/global-wealth-report-clients/_jcr_content/root/contentarea/mainpar/gridcontrol/col_1/inner/col_2/actionbutton.0417419513.file/PS9jb250ZW50L2RhbS9hc3NldHMvd20vc3RhdGljL2d3ci9nbG9iYWwtd2VhbHRoLXJlcG9ydC1lbi0yMDI2LnBkZg==/global-wealth-report-en-2026.pdf)
They explain in details why
Average wealth is skewed by small numbers of very rich people pulling up the average.
Median wealth is representative of the middle persons wealth.
Ten people with $100k each > Average wealth is $100k, median wealth is $100k.
One person with $1m and nine people with $0 > Average wealth is 100k, median wealth is $0.
Look at the United States. All the money sits in the hands of very few people.
Once again germany number one !!! (if you count from the bottom)
Because a few people own most of the wealth driving the average up compared to the median.
Man, seiterl really is a good country…
Much of those 900K AVG are in real estate and pension funds though and with a mean salary of about 85K CHF it’s solid, but probably less impressive than the avg wealth of the USA
CDU politics is fucking most Germans. Super rich are benefitting of low taxes etc.
Because of Airbnb and corporations owning homes
50% fees on an income of 80k and it increases a lot. It‘s over 40% for minimum wage earners.
this is average vs median, which shows how many top percenters there are basically, as the medium removes outliers.
This graph is bullshit on some many levels