Data: IRS Rev. Proc. 2025-32 for the 2026 federal brackets and standard deduction, plus each state’s own revenue department tables for 2026. Every state’s source document is linked on the methodology page: [https://plainpaycheck.com/methodology](https://plainpaycheck.com/methodology)
Tools: the tax engine is TypeScript I wrote, runs entirely client side. The chart is hand-written HTML and CSS rendered in headless Chrome.
Assumptions: single filer, standard deduction, no 401(k), no city or county taxes. Each figure is federal income tax + Social Security + Medicare + state income tax + employee-paid state programs like California’s SDI or Washington’s care fund. It’s a planning estimate, not anyone’s exact withholding.
The thing that surprised me building this: the entire gap between the best state and the worst is $215 per biweekly check. Federal plus FICA dwarfs anything a state does at this salary.
NWStormbreaker on
whats the point of this analysis if you ignore sales tax?
ClaroStar on
Wow. That’s a much smaller difference than I expected. And then add in the difference in sales taxes.
MajesticBread9147 on
This is a good visualization but I hope most people don’t think it’s all encompassing since it obviously ignores other costs.
For example, while taxes in Washington DC are higher than average, homeowners insurance rates (which has become a hot button issue lately) is one of the lowest in the nation!
RudyShoot on
Visually great! However, city / county tax is a big factor missing. + Sales Tax
TacTurtle on
Alaska also has zero state sales tax.
x5163x on
I got that Alaska’s take home pay was lower than North Dakota’s because of payroll taxes.
Did you include the FICA deduction and federal income tax deduction for states like Alabama?
redditseddit4u on
Super interesting.
Would also be interesting to see how much more the gap grows at $200K, $300K, etc. I’d bet it gets astronomical at the higher salaries
Pvm_Blaser on
It’s actually way worse than this because of the difference in average COL per state.
Jessintheend on
Queue my conservative family telling me living in one of the most spectacular states with amazing infrastructure and social programs (Washington) isn’t worth it because I pay $900 more a year in taxes (my healthcare is dirt cheap thanks to WA programs)
paxmlank on
You say that Oregon’s income tax more than makes up for lack of a sales tax. I’m curious to see this data with sales tax and COL.
bearssuperfan on
Only a $4500 difference between top and bottom shows that it’s a pretty meaningless comparison. There are hundreds of reasons I would prefer to live in Oregon vs Alaska or Florida that make that number smaller in reality and meaningless considering what you actually get out of the payments.
throughherlens on
Pls create the same but for $150k salary
Godisgumman on
I would take home $5000 more on $85k in a no income state than I do in Sweden. Given we have a 6-25% vat on everything, but no additional healthcare costs or property taxes
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Data: IRS Rev. Proc. 2025-32 for the 2026 federal brackets and standard deduction, plus each state’s own revenue department tables for 2026. Every state’s source document is linked on the methodology page: [https://plainpaycheck.com/methodology](https://plainpaycheck.com/methodology)
Tools: the tax engine is TypeScript I wrote, runs entirely client side. The chart is hand-written HTML and CSS rendered in headless Chrome.
Assumptions: single filer, standard deduction, no 401(k), no city or county taxes. Each figure is federal income tax + Social Security + Medicare + state income tax + employee-paid state programs like California’s SDI or Washington’s care fund. It’s a planning estimate, not anyone’s exact withholding.
The thing that surprised me building this: the entire gap between the best state and the worst is $215 per biweekly check. Federal plus FICA dwarfs anything a state does at this salary.
whats the point of this analysis if you ignore sales tax?
Wow. That’s a much smaller difference than I expected. And then add in the difference in sales taxes.
This is a good visualization but I hope most people don’t think it’s all encompassing since it obviously ignores other costs.
For example, while taxes in Washington DC are higher than average, homeowners insurance rates (which has become a hot button issue lately) is one of the lowest in the nation!
Visually great! However, city / county tax is a big factor missing. + Sales Tax
Alaska also has zero state sales tax.
I got that Alaska’s take home pay was lower than North Dakota’s because of payroll taxes.
Did you include the FICA deduction and federal income tax deduction for states like Alabama?
Super interesting.
Would also be interesting to see how much more the gap grows at $200K, $300K, etc. I’d bet it gets astronomical at the higher salaries
It’s actually way worse than this because of the difference in average COL per state.
Queue my conservative family telling me living in one of the most spectacular states with amazing infrastructure and social programs (Washington) isn’t worth it because I pay $900 more a year in taxes (my healthcare is dirt cheap thanks to WA programs)
You say that Oregon’s income tax more than makes up for lack of a sales tax. I’m curious to see this data with sales tax and COL.
Only a $4500 difference between top and bottom shows that it’s a pretty meaningless comparison. There are hundreds of reasons I would prefer to live in Oregon vs Alaska or Florida that make that number smaller in reality and meaningless considering what you actually get out of the payments.
Pls create the same but for $150k salary
I would take home $5000 more on $85k in a no income state than I do in Sweden. Given we have a 6-25% vat on everything, but no additional healthcare costs or property taxes