Die Prämien der Schweizer Krankenkassen sollen im Herbst um 5 % steigen
https://www.swissinfo.ch/eng/various/health-insurance-premiums-likely-to-rise-by-around-five-percent-in-autumn/91475465?utm_campaign=news_en&utm_medium=email&utm_source=newsletter&utm_content=o&utm_term=automatic
Von wade822
23 Kommentare
Here we go again…
Yay, and probably way higher for the higher copays… https://lobbywatch.ch and don’t forget to send the guys to Bern next time.
so how long until we each pay a grand for healthcare per month?
thank god! i was worried i could save a bit more money
I’m pretty sure it’s the insurance price that will eventually make me leave :)))
Yet we continuously refuse to create public insurances or limit premiums
I mean, I say « we » but I truly mean « the Swiss Germans »
And my theory is simple: premiums in the German part are kept artificially cheaper than in Romandy and this is to bribe the Swiss Germans into voting against any change
Well KVG is bloated and covers way too much. What do you expect, of course this has a cost. It’s probably worth it though, just some opzimizations needed.
It’s hard to ignore the math here. Since 2022, Swiss health premiums have risen by an average of 25.4% (jumping from CHF 315 to CHF 393 for 2026), while those of us at the 2,500 franchise have seen even sharper increases.
In that same four-year window, average Swiss salaries have only increased by about 1% annually. When you factor in rising rents and general inflation, the math just doesn’t add up for the younger workforce.
We are effectively funding a demographic shift where 52% of healthcare costs are generated by those over 60, yet there’s simultaneously a push for initiatives like the ’10 Million‘ cap that would limit the very workers needed to keep the system solvent. It feels less like social solidarity and more like an unsustainable financial burden on the next generation.
In Zug they are sinking
After the annual „why no AC“ posts, the other regular topic surfaced haha
Somebody can explain me why the Socialist Party is not launching a popular initiative to transform the system? Something radical like a public health care insurance with canton based premiums, a cap on doctors salaries, central negotiation on drugs prices and list of free preventive treatments.
[deleted]
USA here we come.
totally not a demographic issue… no its the 25 year old foreigners…
Set to rise or set to fall, mine never seems to follow the trend. It’s just a fun surprise every autumn
Fuck, I bet for a 7% decrease on polymarked. WHO WOULD HAVE THOUGHT IT WOULD INCREASE *EVERY* YEAR *except for one year* FOR THE LAST 20 YEARS?
I put my tax savings on that bet…
Cette hausse constante des primes de l’assurance maladie de base (LAMal) est le principal facteur d’inflation invisible pour les ménages en Suisse, car il s’agit d’une prime par tête et non proportionnelle aux revenus.
Pour les nouveaux arrivants et les résidents, le choix de la franchise est le seul levier légal pour optimiser ce poste budgétaire. La règle financière en Suisse est binaire :
Si vous avez peu de dépenses médicales prévisibles dans l’année, il faut impérativement choisir la franchise maximale à 2 500 CHF. Cela permet de réduire la prime mensuelle de près de 30 à 40% par rapport à la franchise minimale. En revanche, si vous prévoyez des soins réguliers dépassant 2 000 CHF dans l’année, passez directement à la franchise minimale à 300 CHF. Les franchises intermédiaires (500, 1000, 1500, 2000) ne sont mathématiquement jamais avantageuses.
Face à ces hausses annuelles, l’autre réflexe indispensable est de comparer les caisses chaque automne (via le comparateur officiel de la Confédération, Priminfo) pour changer d’assureur avant le 30 novembre. Les prestations de la formule de base étant strictement identiques par la loi, il n’y a aucun risque à choisir la caisse la moins chère de son canton.
Meanwhile, in the insurance sector… 🍾
https://www.20min.ch/fr/story/assurances-maladie-les-primes-flambent-les-salaires-des-patrons-aussi-103568745
https://www.20min.ch/fr/story/assurance-maladie-un-courtier-d-helsana-a-gagne-plus-qu-un-conseiller-federal-103564745
https://www.swissinfo.ch/fre/le-b%C3%A9n%C3%A9fice-de-css-s%27envole-en-2025/91216448
Why do people over 60 pay the same as the ones over 18?
Can we not just give every pensioner who nature has decided to unfriend a voucher for veritas, please?
Retire at 65, you get 15 more years, then you pay your own costs. We cant afford to keep you alive, and frankly, you stopped contributing long ago.
And remember, this is the world you built and left behind.
But if all young foreigners leave, it’s gonna be super cheap!🤑 (average Ja voter)
For fucks sake
Rotten system. Health insurance somehow still isn’t part of the inflation calculation btw.