Eine neue Umfrage ergab, dass fast die Hälfte der Kanadier von Gehaltsscheck zu Gehaltsscheck lebt
https://www.ctvnews.ca/toronto/consumer-alert/article/new-survey-finds-nearly-half-of-canadians-are-living-paycheque-to-paycheque/
Eine neue Umfrage ergab, dass fast die Hälfte der Kanadier von Gehaltsscheck zu Gehaltsscheck lebt
https://www.ctvnews.ca/toronto/consumer-alert/article/new-survey-finds-nearly-half-of-canadians-are-living-paycheque-to-paycheque/
46 Kommentare
Wow. I had no idea.
Nothing new here.
Actually my bank is living off me pay to pay. I barely see it.
Like the in-laws
Vibecession.
Hard not to when the government takes over half your income.
Doesn’t matter as long as our elbows are up, right guys?
I want to stay categorically and for the record before anyone else does, the Liberal Party of Canada which has been in power for the last 11 years and counting and for the most part with a majority or de facto majority is it no way responsible or the financial hardships faced by Canadians.
All of the problems were caused by the Conservative Party of Canada which had no power or decision making authority for that time period.
49% living paycheck to paycheck is sort of meaningless without any comparison to previous times. What was the percentage in 2020 or 2010 or 2000? What is it like in other G7 countries?
Elbows down, buttocks up
My elbows can’t go any higher!!!!!
No shit.
only half of Canadians?! Westons and Irvings gotta bump those numbers up! theres more money to be made off these suckers.
And there are voters in this country who thinks we’re not being taxed enough lol
So no change then. Just look at the numbers from MNP surveys in previous years.
Insulting that they needed a survey to state the obvious. Wages haven’t kept up with costs of food, fuel, utilities, insurance. This was all by design. All parties and politicians are to blame. This is a class war.
K shape economy baybeee
Which means they are spending their savings and/or using credit.
Whenever I hear ‚living paycheque to paycheque‘ I am never sure if they count access to credit? Do they mean people are literally waiting for their next pay cheque because they NEED the funds? If they don’t get that money, they can’t make payments? Do these people default if they don’t get their pay, or do they have a reserve in available credit?
Example. It good advice to have access to enough credit in case of an emergency. I spend all my regular pay on things I need to live, then dump any extra on the mortgage. So technically I am always waiting for that next pay cheque. and I seldom have much liquid cash.
So in a sense, I am always waiting for that next cheque.
However, I have a HELOC of $500,000 available at 4%. It has zero dollars on it, but if my pay stops for any reason, I’m not missing any payments.
When they say people are living paycheque to paycheque, do they take into account equity and credit?
Lucky! I’m living paycheque to *almost* paycheque
Same old, same old…
No shit. Employers are in a competition to race to see how much they can suppress wages and jobs for citizens and people without gainful employment cant get it ever again.
New survey finds water is wet
You thought the sacrifices were gonna be made by Carney and his friends?
We were always the sacrifice
I’m too much of a cynic about this topic because I’ve done volunteer work related to credit counselling. I do *not* have faith in people’s ability to accurately describe their own financial situation.
I know, I know… How can someone be wrong about their own personal experience. Easily. There are people with budgets and people without. There are people who live within a budget and those who don’t. There are people with accurate records of their income and expenditures and there are people without. To hear 49% of people say they *feel* like they’re living paycheck to paycheck is a red flag.
Feeling like you’re living paycheck to paycheck because you have disastrous spending habits is quite a bit different than having little to no money leftover after covering basic expenses. That and people kind of sick at answering questions because of how they ‚interpret‘ their own reality.
I have seen and personally know people who will say they live ‚Paycheck to paycheck‘ because after they’ve put money aside in their TFSA, maxed out their RRSP contributions, set aside 10% in their own private savings, maxed out their children’s education and FHB fund and topped up their 6 month of salary safety cushion in their checking account they’re left with barely enough to cover their groceries mortgage, car payments, entertainment activities etc.
These people are the types who think it’s ‚obvious you *have* to do all of those things‘ it’s not like a rational person could earn a paycheck and *not* max out all of their saving options first. So for them ‚paycheck to paycheck‘ is measured after all of their savings goals have been met. These people are great, more Canadians should be like them *but* they’re idiots because they live in their own fantasy world where their situation describes what most random people and researchers would define as living ‚paycheck to paycheck‘.
Like hell, I recently got into a spat with a friend of ours (A teacher) because she was talking about how tight her finances are and how she can’t afford things that are well within her income bracket. Come to find out that she has lived her whole life depositing her first check every month into a savings account and living her life off of the 2nd and sometimes third paycheck each month… She has done this since College! I love her to death, she’s a wonderful human being but I lost it when I realized that she thought she was communicating clearly. The girl could retire tomorrow if she wanted to… She’s set for life but I guess she’s still cutting out Crave and Netflix and it’s going to be a Disney+ only month until they swap out another service.
I would guess that half of those are falling further and further behind each paycheque.
Elbows up? More like on your hands and knees.
Looks pretty similar to last year’s Leger Poll (Feb 2025):
https://leger360.com/in-the-news-state-of-the-economy/
| | Total CANADA | Total USA | Gap |
|—|—|—|—|
| Weighted n= | 1,550 | 1,000 | |
| Unweighted n= | 1,550 | 1,000 | |
| Yes | 46% | 59% | 13 |
| No | 52% | 35% | 17 |
| I don’t know | 2% | 5% | 3 |
CTVs latest poll of 49% for Canada is within margin of error from last year’s numbers, but it’s very clear North America’s working class is not having a roaring 20s.
It’s very hard to find consistent data on how people are feeling about their financial stability over the last 25 years. It often ends up a game of „report the one that you like“ unfortunately. But on aggregate, everything isn’t on fire, but we do reaaally need to raise wages.
Okay so then what about that other survey that said average Canadian networth was Million $
Both can’t be true. Either data collection is faulty or methodology.
I mean, the annihilation of the middle class was predicted 30 years ago.
Did we really need a survey??? I would be shocked if it was only half!
I help my friends with their finances and a lot of them are living paycheque to paycheque for no reason other than they can’t stop shopping for one or two months to get caught up. I encouraged one friend to take an inventory of her Lulu shirts to see if she needs another and she counted 80 SHIRTS! She could run everyday for 80 days without having to do laundry.
Living? That’s a stretch. Surviving, by the end of my fingernails holding on every last cent until they stretch into a looney is more correct.
The survey about accumulating credit card debt is valuable and distressing.
But for the love of God, can we smarten up about this „living paycheque to paycheque“ nonsense? These surveys pop up every year, around the world, and it’s always the same: **people claim they’re living paycheque to paycheque without actually defining what ‚living paycheque to paycheque‘ means.**
The surveys always simply ask whether people feel they’re living paycheque to paycheque. But living paycheque to paycheque would mean radically different things to different people. There is no universally understood definition and the surveys never *provide* a definition.
Are you paycheque to paycheque if you have $25,000 in savings but would need to use those savings if you lost your income? What if over 10% of your income is spent on ‚discretionary‘ items that don’t include housing, groceries and other essentials? What amount of cutting back would you be capable of if you lost your income, and how long could you afford the essentials of life without it?
There’s no method of measuring it – it’s just vibes.
Half? So another half up for fleecing
Elbows Up 🇨🇦
We knew this 10 yrs ago!
No…. 🙄
The other half live in tents
Expansion of wow-wage LMIAs should solve this. – Government, probably.
Sounds like more immigrants should fix the issue. Or maybe we should send more money to other countries? Okay okay I know, let’s just leave more loopholes open so people can come to Canada? How about this, more carbon tax, less rebates, more taxes, more crime? I think we’re doing great to be honest, much better compared to Bangladesh, we still have many years before we become like that place.
Canadians don’t matter, prove me wrong Government of Canada. Prove me wrong, I’m desperately waiting for it, we all are
Everyone confidently saying they knew this or „duh“ is funny.
Almost half is a terrifyingly high number.
today, I bought a used 2016 Hyundai elantra. When I called my insurance company, they informed me that this car would cause a $200/mo increase to my policy – my previous car was a 2014 chevy cruze. They cited ‚higher theft risk‘ as the reason for this.
my grocery bill has climbed from $150 biweekly for 2 people to $120 weekly since 2022, and I strictly shop at Food Basics, the cheapest around
I graduated university last year and landed a job making $45k annually. according to the job market, I’m one of the ‚lucky ones‘. My rent is $1500 (which shockingly, is LOW for todays prices) and I am still left with essentially nothing after being paid. any pitiful savings I make are immediately taken by life emrgencies.
But, why ever could people be struggling? Its a wonder…..
Lmao „new survey“
But hey let’s allow utility providers to increase electricity costs by 10% and water by 15% in one year in the province with the lowest avg wages. Job market is tough, wages are low, costs keep raising quicker than wages.