Nach neuen Regeln sind die Gebühren für nicht ausreichende Mittel nun auf 10 US-Dollar begrenzt – National
Non-sufficient funds fees are now being limited to $10 under new rules
Nach neuen Regeln sind die Gebühren für nicht ausreichende Mittel nun auf 10 US-Dollar begrenzt – National
Non-sufficient funds fees are now being limited to $10 under new rules
12 Kommentare
Having less than 0 money now costs less money. I guess it’s a win lol
The old cap was punishing for no good reason, taking the win
It should be 0, but this is a big improvement.
Used to work for RBC when they were like 35 dollars per NSF. People would flip out, understandably.
The real pissoff is when the bank takes out the overdraft fee which puts you into non-sufficient funds and then they slap another $45 on for said non-sufficient funds.
One less confidence scheme for us to deal with at least.
When people say the feds cant do much to fix affordability
Regulating banks and telecoms and other major industries is a clear and easy way
Good change hope for more
There is no need for insufficient fund fees at all.
What isn’t clear is if “vendors” (for lack of a better descriptor) are also bound by these limits. I know that in the past, people would be charged $45 by their bank for insufficient funds and then also charged $45 by the company that had tried to withdraw the funds.
Let’s be honest. NSF fees only punish the poor. When would someone with hundreds of thousands of dollars or more get one? Great way for thr bank to just kick someone when they are down.
Don’t even get me started on account maintenance fees…..
Being broke is the most expensive thing that can happen to you. Desperate is number two.
Hahahha take that bankers! How you profit slightly less from my poverty😎