Ich habe ein Modell erstellt, das genau das tat.
28 Jahre alt
75.000 US-Dollar an Studentendarlehensschulden
Macht 96.000 $ im Jahr
Spart 10 %
2.500 $ monatliche Kreditkartenausgaben
Aktuelle Ersparnisse/Investitionen 15.000 $
Hier sind die Ergebnisse:
Von Icy_Recognition3725
4 Kommentare
claude code has ruined this sub
I had the Citizens Quest and there are no lifestyle, savings or retirement perks.
It pays much less interest compared to HYSA or MMAs which is the hidden fee.
The citizens benefits have for sure been updated recently! The model scrubs all relevant websites to pull back updated benefits
Interesting idea. I like the concept of ranking banks based on an actual profile instead of generic “best bank” lists.
Curious how you’re modeling the value though. Are those returns mainly coming from rewards, interest, or fee differences?