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    Luxemburger Einzelunternehmen (Entreprise Individuelle): Kein Revolut Business / Pro. Welche Möglichkeiten habe ich?


    Hallo zusammen,

    Ich lebe in Luxemburg und habe vor Kurzem eine Einzelfirma (Entreprise Individuelle) angemeldet. Ich baue ein kleines Online-Projekt auf (derzeit keine Einnahmen, aber Mehrwertsteuer im Rahmen der Befreiung von Kleinunternehmen registriert).

    Ich habe versucht zu öffnen:

    • Revolut Business → rejected because EI is apparently not a supported legal structure

• Revolut Pro → support told me it’s not available in Luxembourg

    Ich stecke also ohne eine richtige „digitale“ Business-Banking-Lösung fest.

    Meine Fragen:

    1.  Are there any fintech / online banks that support Entreprise Individuelle?

2.  Is Wise Business a viable option for a Luxembourg-based EI?

3.  Do most Luxembourg in this case just open a traditional bank account (BCEE, BGL, etc.)?

4.  Is it legally acceptable to temporarily use a personal account for business transactions in Luxembourg (since EI is not a separate legal entity)?

    Ich würde mich über jedes Feedback von in Luxemburg ansässigen Gründern oder Freiberuflern freuen.

    Dank im Voraus.

    https://i.redd.it/0hd2s9rt97mg1.jpeg

    Von CommunityInfamous440

    View 5 Comments

    5 Kommentare

    2. IncorrectByDesign on

      Check the revolut sub Reddit and see how many issues exist with business run via revolut. I am not saying it might be your case but these so called Neobanks haven’t reinvented the rules. On the contrary after being fined multiple times for doing nothing and encouraging special activities now they close accounts at the first sign of suspicion.

      Plenty lux banks ready to help you.

    3. Feierkappchen on

      You’ll need a SARL-S for Revolut Business

      Wise Business might work, but has less features and is more costly than Revolut

    4. RDA92 on

      I’m self employed and I am just using my normal bank account for my activities (BGL) and I have been doing so for 5 years now.

    5. post_crooks on

      Olkypay, 3S Money, Como Digital, Everest, Vivid Money are all based in Luxembourg and waiting for your money. Double check if EI is supported.

      Using a personal account for business activities isn’t illegal but may be against the bank’s terms. Ask them how they see it.

      Not the best service, but consider Post Luxembourg, they are likely to become the default banking solution for businesses.

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