Europäische Zahlungsdienste (Bancomat, Bizum, Wero, MB Way, Vipps) bilden eine Allianz, um die Abhängigkeit Europas von außereuropäischen Zahlungsanbietern zu verringern

>**What does it mean for European end-users and European merchants**

>European consumers will continue using their current preferred solution, now with broader European reach, benefiting from a user experience consistent with what they are accustomed to at home. Merchants will be able to accept payments from European consumers using a European solution, reducing dependency on international players. The solutions will develop a new branding badge next to their existing brands, enabling consumers to recognize where their preferred solutions will be accepted beyond current markets.

>**How the interoperability model will work**

>The cooperation is based on a central interoperability hub, operated by a future central entity jointly established by the partners.

>The central hub will act as a technical layer, enabling transactions to flow seamlessly between existing pan-european and national solutions, based on European standards and infrastructures, including instant account-to-account payments.

>Existing payment solutions will remain unchanged, preserving their brands, user experience and features.