Hallo zusammen! Ich bin mir nicht sicher, ob es ein Problem darstellt, wenn ich bei einem 1-Jahres-Vertrag mit der Versicherungsgesellschaft innerhalb von 7 Monaten die jährliche Kilometergrenze (die ich bei Vertragsunterzeichnung eingegeben habe) überschreite. Etwas ausführlicher habe ich das Jahreslimit mit 6000 km angegeben, bin aber in den ersten 7 Monaten fast 5500 km gefahren. Muss ich dafür etwas tun? Ist das ein großes Problem, wenn man sie nicht darüber informiert?
Ich wünsche Ihnen im Voraus eine sehr fröhliche Weihnachtszeit und ein wundervolles neues Jahr 🥳
https://i.redd.it/otrdp62j7m8g1.jpeg
Von Raahim_Amin
6 Kommentare
>Do I need to do something for this? Is this a big issue if do not let them know about this?
It will be if you have an accident. Get into contact with the insurance and have the number adjusted.
Well then you push that pencil button and change it?
You have a contract with the insurance that says they insure your car under the condition that you drive less than 6000km per year. If you drive more, you’re in breach of that contract.
If it’s only 10-15% they might just ask you to pay the difference in case they find out. If it’s much more, they may refuse to pay completely. Or you have to pay a fine (much more than the contract for more km).
You should tell them. If they find out (for example because you had an accident) you will have to pay the additional km and they will most likely penalize you. Probably around a years worth of premiums as contract penalty with those km.
If you tell them you just have to pay the additional km.
I think I can change the value online and adjust the contract, but I am not sure if that wil affect the current year or only the new one.
So if your insurance has an online portal, you mighr be able to just change it in a form and get am updated or new contract.
you can usually adjust it any time either online or by phone. If something happens and you exceeded your km, it will be automatically adjusted and you might have to pay a fine. Furthermore, the insurance gets the right to terminate the contract (which might leed to a ban at a lot of other insurances)