Die Staaten haben es nicht geschafft, die Immobilienkrise in Europa zu lösen. In zwei Wochen wird die EU ihren ersten europäischen Plan für bezahlbaren Wohnraum vorstellen
Die Staaten haben es nicht geschafft, die Immobilienkrise in Europa zu lösen. In zwei Wochen wird die EU ihren ersten europäischen Plan für bezahlbaren Wohnraum vorstellen
It’s about time the issue is addressed at a continental level. Housing has become too big for individual states to handle alone.
Adventurous_Can408 on
The solution to housing crisis is very simple and straightforward:
1) Ban of corporate ownership of real estate
2) Ban of buy to let (at least 10 years after purchase before being allowed to rent out your flat)
3) Ban on owning more to than 2 properties
4) Ban of short term rentals
5) Ban of foreign ownership.
Obviously, none of these measures will be implemented — it will hurt the ruling class too much.
Intrepid_Bobcat_2931 on
Has a single European country calculated the effect of immigration on house prices?
botsoundingname on
Finland, Cyprus and Italy bringing the average down so much. Without them it looks like it would be more around 70-80 percent
_CatLover_ on
Heavily taxing owning more than one home would help. But with the size of their salaries most policymakers own multiple homes.
Abject-Bowle on
What is Finland doing so right?
Candid-Many-7113 on
Stop treating it as an investment opportunity. Nothing else will stop the issue.
SignificanceLow7986 on
How about we simply build more houses/apartments?
When the demand is higher than the offer, the prices will raise. Therefore we have to build more to lower the prices.
Why are we not doing this? Because construction is expensive and the regulations for loans are too high.
Those two things should be changed by the lawmakers.
Haxemply on
Hungary is leading the charts of course. Hungary goes forwards, not backwards! /s
Time-Category4939 on
RemindMe! 2 weeks
Mollan8686 on
It’s so stupid to use mean values. Italy is negative for rural areas and highly positive for large cities. The net is flat, but it’s a useless metric. Moreover, we should understand whether salaries have increased proportionally, as in Eastern Europe, or not.
LeroyoJenkins on
> states have failed to solve
Dude, this is working as intended by one of the most powerful voting groups in the world: homeowners.
Who stands to lose if more housing is built?
– Developers? No, they make money building housing
– Insurance companies? Not really, they’re invested for the very long term
– Renters? No, rents go down (or don’t rise as much) when more homes get built
– Construction companies? No, for obvious reasons
– Blue-collar workers? Also no, they win the most, as construction wages spiral up
– Homeowners who poured all their savings into an asset hoping that everyone else has to pay way more for housing so they make money? Bingo!
And given that most homeowners are older boomers, who happen to be the people who show up to vote, they block literally anything that will allow more housing to be built.
Restrictions to homebuilding are the single reason for rise of in-country inequality in developed countries (between countries and globally, income inequality has actually decreased).
Don’t shoot me, I’m just the messenger, and the numbers are real.
Efrayl on
So glad I moved to Czech Republic lol
yupucka on
At the same time, investors in Linkedin from Finland are crying how shitty the housing price increase has been compared to Portugal.
KurtiKurt on
Are these real or nominal values?
CoolstorySteve on
Bulgaria is absurd. Absolute dumps going for €250k+
heatseaking_rock on
People are buying property and renting them in such manner the rent covers the bank credit, leading to accumulation of wealth for the owners and ever increasing rents for the rest. Inflation and all sort of world crisis are also contributing to this over-inflating bubble.
burnerLT on
In Lithuania all middle-upper class people consider owning flats for rent as the only viable solution to ensure yourself a good level of income in retirement given our forecasted demographics. Oh yeah, we also don’t trust our government. Nor the financial markets with stocks.
That is driving up the demand for flats badly. Also the government is not willing to tax the property sufficiently, cause the voting members themselves would be personally affected.
Neomadra2 on
That’s about 4.5% increase per year? That’s quite a bit above inflation but also not as bad as many make it out to be. Obviously some countries are hit way worse, but given that this is a giga topic in Germany all the time I would have thought it would be worse.
bruhbelacc on
The problem is called – everyone wants to buy when they can, we have a skyrocketing percentage of single people, we live longer than ever, and we are richer than ever. All of that extra money gets invested into good interior and second houses, increasing the prices. Also the low interest rates hurt. I’m guessing the „solution“ will be rent control which will just make 10-year-long waiting lists or will add loopholes for landlords to charge more (e.g., a mandatory parking spot for a high price together with a cheap apartment). Or extra money for taking loans, which will inflate the prices.
_R0Ns_ on
And now compare that with the political direction these countries went in that same period.
CyGoingPro on
At least use deflated HPI you heathen…
FlakTotem on
Not quite the EU; But it’s honestly wild to me that post ww2 Britain **successfully fixed housing**, then the next generation straight up torpedoed it because they wanted to buy cheap houses and then force the prices up for profit.
LeviJr00 on
Hungary numbah one again raaaah 🇭🇺🇭🇺🇭🇺 (I fucking hate my government)
According_to_Mission on
Just build more.
WorldlinessRadiant77 on
A big chunk of the increase in Bulgaria is people not having enough investment opportunities.
The funds that are offered domestically are a joke, there are no tax incentives like ISA’s in Britain, no campaigns to increase financial literacy. So people buy up real estate or land. Or gold.
WorldApprehensive705 on
Whenever this topic arises, everyone understates how important the supply is.
It’s always “restrict this, restrict that”
No policy without addressing the supply side will ever work.
Second thing is, no one actually wants house prices to go down. So many people and policymakers are invested in keeping the status quo.
But you need to keep up appearances, looking like you are working on it. That’s why they always come up with stupid policies that do not address supply.
Fetz- on
r/Georgism
Trustrup on
What’s up with Finland?
Minimum_Rice555 on
Why is France only 26%? I mean I don’t want to live in France but I checked some apartments a few months ago and even brand new in good location was like 200k.
Sotyka94 on
I should move to Italy…
Bugatsas11 on
Why is Greece missing from the graph 🙁 ?
AdamsFei on
Is this inflation-adjusted?
sunta3iouxos on
BTW, where is Greece in that infogram?
jatawis on
Salaries in Lithuania have risen more than this.
Jacobbb1214 on
“Very nice, very nice, now lets look at the median of the sample”
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37 Kommentare
https://www.europarl.europa.eu/topics/en/article/20241014STO24542/the-housing-crisis-in-europe-key-facts-and-eu-action-infographics
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https://www.socialistsanddemocrats.eu/sites/default/files/2025-10/sd-groups-position-paper-on-tackling-europes-housing-crisis.pdf
It’s about time the issue is addressed at a continental level. Housing has become too big for individual states to handle alone.
The solution to housing crisis is very simple and straightforward:
1) Ban of corporate ownership of real estate
2) Ban of buy to let (at least 10 years after purchase before being allowed to rent out your flat)
3) Ban on owning more to than 2 properties
4) Ban of short term rentals
5) Ban of foreign ownership.
Obviously, none of these measures will be implemented — it will hurt the ruling class too much.
Has a single European country calculated the effect of immigration on house prices?
Finland, Cyprus and Italy bringing the average down so much. Without them it looks like it would be more around 70-80 percent
Heavily taxing owning more than one home would help. But with the size of their salaries most policymakers own multiple homes.
What is Finland doing so right?
Stop treating it as an investment opportunity. Nothing else will stop the issue.
How about we simply build more houses/apartments?
When the demand is higher than the offer, the prices will raise. Therefore we have to build more to lower the prices.
Why are we not doing this? Because construction is expensive and the regulations for loans are too high.
Those two things should be changed by the lawmakers.
Hungary is leading the charts of course. Hungary goes forwards, not backwards! /s
RemindMe! 2 weeks
It’s so stupid to use mean values. Italy is negative for rural areas and highly positive for large cities. The net is flat, but it’s a useless metric. Moreover, we should understand whether salaries have increased proportionally, as in Eastern Europe, or not.
> states have failed to solve
Dude, this is working as intended by one of the most powerful voting groups in the world: homeowners.
Who stands to lose if more housing is built?
– Developers? No, they make money building housing
– Insurance companies? Not really, they’re invested for the very long term
– Renters? No, rents go down (or don’t rise as much) when more homes get built
– Construction companies? No, for obvious reasons
– Blue-collar workers? Also no, they win the most, as construction wages spiral up
– Homeowners who poured all their savings into an asset hoping that everyone else has to pay way more for housing so they make money? Bingo!
And given that most homeowners are older boomers, who happen to be the people who show up to vote, they block literally anything that will allow more housing to be built.
Restrictions to homebuilding are the single reason for rise of in-country inequality in developed countries (between countries and globally, income inequality has actually decreased).
Don’t shoot me, I’m just the messenger, and the numbers are real.
So glad I moved to Czech Republic lol
At the same time, investors in Linkedin from Finland are crying how shitty the housing price increase has been compared to Portugal.
Are these real or nominal values?
Bulgaria is absurd. Absolute dumps going for €250k+
People are buying property and renting them in such manner the rent covers the bank credit, leading to accumulation of wealth for the owners and ever increasing rents for the rest. Inflation and all sort of world crisis are also contributing to this over-inflating bubble.
In Lithuania all middle-upper class people consider owning flats for rent as the only viable solution to ensure yourself a good level of income in retirement given our forecasted demographics. Oh yeah, we also don’t trust our government. Nor the financial markets with stocks.
That is driving up the demand for flats badly. Also the government is not willing to tax the property sufficiently, cause the voting members themselves would be personally affected.
That’s about 4.5% increase per year? That’s quite a bit above inflation but also not as bad as many make it out to be. Obviously some countries are hit way worse, but given that this is a giga topic in Germany all the time I would have thought it would be worse.
The problem is called – everyone wants to buy when they can, we have a skyrocketing percentage of single people, we live longer than ever, and we are richer than ever. All of that extra money gets invested into good interior and second houses, increasing the prices. Also the low interest rates hurt. I’m guessing the „solution“ will be rent control which will just make 10-year-long waiting lists or will add loopholes for landlords to charge more (e.g., a mandatory parking spot for a high price together with a cheap apartment). Or extra money for taking loans, which will inflate the prices.
And now compare that with the political direction these countries went in that same period.
At least use deflated HPI you heathen…
Not quite the EU; But it’s honestly wild to me that post ww2 Britain **successfully fixed housing**, then the next generation straight up torpedoed it because they wanted to buy cheap houses and then force the prices up for profit.
Hungary numbah one again raaaah 🇭🇺🇭🇺🇭🇺 (I fucking hate my government)
Just build more.
A big chunk of the increase in Bulgaria is people not having enough investment opportunities.
The funds that are offered domestically are a joke, there are no tax incentives like ISA’s in Britain, no campaigns to increase financial literacy. So people buy up real estate or land. Or gold.
Whenever this topic arises, everyone understates how important the supply is.
It’s always “restrict this, restrict that”
No policy without addressing the supply side will ever work.
Second thing is, no one actually wants house prices to go down. So many people and policymakers are invested in keeping the status quo.
But you need to keep up appearances, looking like you are working on it. That’s why they always come up with stupid policies that do not address supply.
r/Georgism
What’s up with Finland?
Why is France only 26%? I mean I don’t want to live in France but I checked some apartments a few months ago and even brand new in good location was like 200k.
I should move to Italy…
Why is Greece missing from the graph 🙁 ?
Is this inflation-adjusted?
BTW, where is Greece in that infogram?
Salaries in Lithuania have risen more than this.
“Very nice, very nice, now lets look at the median of the sample”