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    Wo US-Familien am stärksten von Schulden belastet sind

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    3. SecretAd3993 on

      Colors are counterintuitive and you’re calling out the states with the highest ratio. Might be helpful to call out the state(s) with the least.

    5. ParticularCorrect541 on

      The biggest issue I have here is this isn’t how debt to income is calculated.

      DTI is calculated by dividing monthly bills by monthly pretax income. This is a different calculation also called “debt to income”

      Interesting, classical DTI also includes student loans, which are excluded here

    7. RockRevolutionary291 on

      The sad thing is that no US state have debt less the annual income

    8. Prestigious_Emu6039 on

      Is some sadist producing maps that happen to be incredibly hard to decipher?

    9. PussiesUseSlashS on

      Are mortgages included in this calculation? I’d figure it would be higher if it is.

    11. Aggressive-Cut5836 on

      If mortgages are being counted here then it’s not surprising since most people have 30 year mortgages these days but income is only counted as single year income. The more fair thing to do would be to annualized mortgage (and any other multi year debt like a car loan) debt before doing the calculation

    13. Careless-Wrap6843 on

      Is New York low bc it has a relatively low amount of home and car ownership?

    14. VulfSki on

      This is not nearly as bad as I expected.

      I am shocked it’s this low.

      Boomers must be really throwing this average off.

      Id like to see this date by generation. For most millennials it would likely be at minimum 2-3 when you consider student loans, mortgagee’s and car loans. Etc.

      But I guess people who simply cant get a mortgage would throw that off.

    18. Kobakocka on

      Shouldn’t these number be less than 1? How can somebody have more debt than income?

    19. FunzOrlenard on

      Stupid map as it only considers the debt to loan, not how much interest there is on the loan or of it has collateral or not.

      I would like to see debt cost to loan, how much the median in each state is paying monthly for their debt.

    21. Dharmaniac on

      No worries! Cutting off SNAP benefits, and the ACA should make all this much better.

      So much winning

    23. DickweedMcGee on

      Potato land not doing well. 

      OT: Anyone ever been to that tiny little strip of Canadian borderland Idaho appeared to fight so hard for? 

    28. k_dubious on

      Great news, everyone! I’ve successfully reduced my household debt burden by selling the house I bought at 3% APR and the Honda I bought at 4% APR and leasing a Range Rover and a penthouse apartment.

    29. Seven7ten10 on

      I was going to say this looks good for my state but I think it just means the young people moved out. This would be more useful if it excluded mortgage debt. It kind of doesn’t mean anything.

    30. Reasonable-Can1730 on

      Illinois and New York being this low doesn’t make sense. Deeply flawed graph.

    31. aaron_in_sf on

      Inverting the colors using a straight invert made this much better. Pale green for low debt, dark red orange for high debt. Everything still perfectly legible.

      Doesn’t fix the mortgage/student loan thing tho

    32. MarsupialNo1220 on

      Idaho doesn’t surprise me. Everyone I know there gets married right out of high school while working as dirt pushers, buys a house, buys two big brand new vehicles, has five kids very early on, then buys a camper, side-by-sides, dirt bikes, and throws constant social events. Every few years they swap for newer vehicles, too, and I’ve never seen their kids wearing the same clothes twice. The girls I went to high school with can’t enter a mall without buying hundreds of dollars worth of kids’ stuff. Each holiday demands a different entire family outfit in some sort of tacky theme.

    33. farmer66 on

      Skipping the ad-driven/app promoting website, here’s the source and the info on the data sources. [https://www.federalreserve.gov/releases/z1/dataviz/household_debt/](https://www.federalreserve.gov/releases/z1/dataviz/household_debt/)

      [https://www.federalreserve.gov/econres/notes/feds-notes/household-debt-to-income-ratios-in-the-enhanced-financial-accounts-20180109.html](https://www.federalreserve.gov/econres/notes/feds-notes/household-debt-to-income-ratios-in-the-enhanced-financial-accounts-20180109.html)

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