tldr; The GENIUS Act, recently passed in the U.S., aims to reshape the stablecoin landscape by separating interest-bearing stablecoins from payment-focused ones. This regulatory clarity is expected to drive innovation in payment services and ‚killer apps,‘ with companies like Mastercard, PayPal, and Polygon exploring new use cases such as cross-border payments and micropayments. The act aligns U.S. regulations closer to the EU’s MiCA framework and emphasizes utility over yield, fostering adoption in real-world commerce and decentralized finance (DeFi).
*This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.
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tldr; The GENIUS Act, recently passed in the U.S., aims to reshape the stablecoin landscape by separating interest-bearing stablecoins from payment-focused ones. This regulatory clarity is expected to drive innovation in payment services and ‚killer apps,‘ with companies like Mastercard, PayPal, and Polygon exploring new use cases such as cross-border payments and micropayments. The act aligns U.S. regulations closer to the EU’s MiCA framework and emphasizes utility over yield, fostering adoption in real-world commerce and decentralized finance (DeFi).
*This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.