„Lächerlich und unfair“: ältere Arbeitnehmer reagieren auf den Druck, den Ruhestand zu verzögern

Not fair until they have to take some sacrifices to pay their gold plated can’t be touched government pension is it?

Only fair when its the young ones

>“The government is asking us to pay into a system for healthcare and pensions, and increasingly we get less and less.”

Welcome to the real world that your generation built. Have you tried cancelling Netflix? Stopped having avocado toast?

>“I have paid into the system, I want to get back what I paid in.”

Then learn how the system works, its not a pot you pay in to. Its a benefit

Imagine having a pension 😂 chances are I won’t even be able to retire as I imagine by that time they’ll have scrapped state pension or retirement age entirely

Blunt – the pension system assumed you would fall off your perch maybe 5-10 years after retirement. It assumed you would pass on your house to your offspring while they were maybe their 40s? 50s? It didn’t assume you would need expensive cardiac surgery, hospital admissions, social care way into what are often quality of life reduced years.

This is the demographic shift – living longer is expensive and far exceeds anything “paid into the system” – just look at the publics hunger for any expensive medical interventions because “they are a fighter” even if it means a few more years of crappy quality of life.

There were four workers per pensioner a few decades ago, and the ratio is likely to progress to around 2.5 by 2070.

I have sympathy for those that will be working later than expected (selfishly, myself included in a few decades time hopefully), but I’m not sure what the solution is apart from trying to keep this ratio sustainable through things like increasing the retirement age.

The IMF said: “The 70s are the new 50s,” and released data that suggested a person aged 70 in 2022 had the same cognitive function as the average 53-year-old in 2000. Physical health had also significantly improved, the IMF found.

How? This is the same group of people.

Getting a job in people’s 50’s let alone 60’s and 70’s is hard work. Warehouses run on a prison like KPI system they would never be able to keep up on, supermarkets don’t overly hire anymore, maybe grocery delivery? But that’s usually part time.
This country is working people to death to save money

Pick up that bottom lip boomers, you screwed us millennials, it’s the least you can do.

They’re complaining about having to work, many are complaining about not finding any work. Seems like we might be missing a way to make more people happy?

The UK state pension now functions in a way that is basically a Ponzi scheme. At its core, it’s a pay-as-you-go system, today’s retirees are not drawing from a fund they contributed to over their working lives, but from the taxes collected from the current workforce. This system depends entirely on a constant inflow of new contributions to sustain payments to those already retired, just like a Ponzi scheme depends on new investors to pay off earlier ones.

This model might have worked in the post-war era when the ratio of workers to pensioners was high, but demographic changes have rendered it increasingly unsustainable. The UK’s population is aging rapidly, and the workforce is shrinking in relative terms. Where there were once seven workers supporting each pensioner, that number is now closer to three and it’s projected to fall further. The fewer the contributors, the harder it becomes to meet the promises made to retirees without massive tax hikes or benefit cuts.

They can complain all they like but as I doubt I will even see a penny from a state pension down the line as it will inevitably collapse long before I can to retire-able age I couldn’t care less.

I’ve been studying this and tbh it’s being framed completely wrong and how the government approaches it – it crucial. Unless older people have enough to sustain their lifestyle without state pension, it will impact them. Right or wrong, which ever policy, government decision is to blame, it’s unsustainable. However expecting people, especially those in shift and manual work to keep on is unrealistic. Older people need flexible working and less physically demanding work. I know vocational teaching has been proposed in some areas but again this needs flexibility. We are also an ageist society and not very healthy – so there needs to be societal focus on healthy ageing (targeting much younger people) and encouraging employers to reduce ageism and build flexibility. This would also help with mental health and fulfilment not just about economic gain. But none of this aligns with capitalism and wouldn’t be cheap so it doesn’t bode well.  

I’ve read a few of the comments, please stop generalising, it’s lazy .
I’m incredibly lucky to have been able to retire, but my sister, slightly younger than me – may never be able to ,
I know people under 30 who have managed to buy their own homes and some over 50 who never will .

The rate this is going, I will be working until my colleagues are carrying me out in a coffin.

To be honest, you become counter productive at a certain age, especially in my industry (tech). The oldies are often more of a hindrance as you’re constantly stopping and having to explain things whenever the technology changes, which is quite frequently these days.

That lack of neural plasticity is what makes raising retirement age a bad idea for physical or intellectually demanding jobs.

The U.K. has a way to low birthrate and immigration is domestically unpopular and spikes home prices.

So for the time being, our only option is raising the retirement age and cutting pensions.

At some point the UK government will go cap in hand to the IMF as neither Tories or Labour will make the tough choices, then expect cuts to state pension and an increase to 70 for SPA.

We’ll be going to the IMF much faster if Reform win and we crash even faster.

This is unfair, however as a millennial watching the same people who seemingly dug me out for the last 10 years have a hissy fit it’s objectively hilarious