Jeder zehn hat keine Einsparungen, sagt Finanzregulierungsbehörde
https://www.bbc.co.uk/news/articles/cvgv6z5pr92o
Von BustySubstances
Jeder zehn hat keine Einsparungen, sagt Finanzregulierungsbehörde
https://www.bbc.co.uk/news/articles/cvgv6z5pr92o
Von BustySubstances
10 Kommentare
21% at < £1000 too! i’ve managed to squirrel away a couple of hundred to my „ohshit“ fund but its taken a while! Credit card is empty though, and no debt at all, sod that!
Pretty incredible this hasn’t increased in 3 years despite the pressures of inflation.
This sounds like a very normal statistic. Positive, even
That sounds quite good tbh
Way better than I would have thought
I wonder how this number compares around the world, especially the £1000 saved number
So, 90% of people do have savings? To be honest that sounds pretty good.
Would love to know the full data on this, not just the summary.
Be interesting to know what the top 10% percentile has now we know the bottom has zero savings.
[JRF](https://www.jrf.org.uk/uk-poverty-2025-the-essential-guide-to-understanding-poverty-in-the-uk) estimates that 1 in 5 of us live in poverty. So one in ten of us having no savings is actually a pretty good score by comparison. It means that people living in poverty are still managing to build some buffer somehow.
None of this is good, but it’s not as bad as it might have been.
And WHAT! do want this money out of your Acc for Sir? Inventive anwersplease.
Money in a savings account when you have three maxed out credit cards shouldn’t really count…
> The findings suggest that 13 million people – a quarter of the UK adult population – have low financial resilience. That means they have debts that are hard to manage, low savings, and have missed a series of bill payments.
> This was unchanged when compared with the previous Financial Lives survey, published in 2022, despite the pressure caused by inflation and rising essential bills on personal finances.
Isn’t this a problem with no real wage growth since 2008 compared to a decade before it? Inflation is definitely higher and more than real wage growth so most are paying for essentials and discretionary long before it could enter savings?