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    Wenn es um die Kosten für die Versicherung ihrer Fahrzeuge geht, stoßen die Kanadier an einen Bruchpunkt


    Wenn es um die Kosten für die Versicherung ihrer Fahrzeuge geht, stoßen die Kanadier an einen Bruchpunkt

    https://www.theglobeandmail.com/investing/personal-finance/article-canadians-are-hitting-a-breaking-point-when-it-comes-to-the-cost-of/

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    20 Kommentare

    1. Cull_The_Conquerer on

      Legalized extortion. All the bigger insurers have gobbled up the smaller competition. 

      How someone with zero infractions pays a rate that is almost the same amount as his biweekly car payment is crazy. 

    2. KermitsBusiness on

      Its insane, haven’t been in an accident ever, licensed for 15 years and my insurance goes up every year unless i shop for a new insurer yearly.

    3. Longjumping_Rip6033 on

      I’m not a breaking point, per se. But the fact that my insurance goes up every single year is infuriating.

      24 years of driving and not one single claim. Why do increasing rates affect me on a regular basis? Is my outstanding driving record worth nothing?

    4. Mediocre-End6282 on

      It’s because of insurance fraud, which is being ignored by the corrupt police forces in the gta.

    5. MarkedWithExplosives on

      **Canadians are hitting the breaking point with everything.**

      There, fixed the title for you.

    6. BerzerkoFord on

      Then you get the people who somehow last years driving **without** insurance…

    7. Miserable_Ad_8695 on

      Just out of curiosity, whats the annual cost for insuring for example a standard car like a camry or a truck like a ram 1500?

    8. 2-factor-fail on

      Why don’t other provinces do what Saskatchewan does with SGI? Why have private insurance at all? All we are doing is subsidizing profits for companies that exploit their customers. Insurance is mandatory, so the industry is already predatory. Let people buy additional coverage if they want it from an outside company.

    9. ManInWoods452 on

      I’ve never had a claim in 20 years of driving. Drive a basic SUV with no features. Cost me $1600 to insure my car this year. Recently got a quote for an EV… would be $3600 for the year. Insanity.

    10. NavyDean on

      I don’t know why my experience in Ontario has been so different.

      Even with our new car purchase, and extra insurance coverage up to $3m, we’re still only paying $200 a month for 2 cars. Sure, 10 years ago that was $140 a month, but everything else I pay for has gone up way more than insurance.

      There has to be more to the story like people living in lowly regulated insurance markets, or they are buying $80,000 pickup trucks they don’t need. 

    11. justonemorelanebruh on

      Ah, the joys of living in a country where driving is mandatory. We’ll pay the higher insurance rates no matter how high they go because driving is the only option for most Canadians.

    13. Asusrty on

      Glad we have public insurance in MB. It’s not perfect but the rates are stable and in multiple years I’ve gotten rebates for a few hundred dollars when MPI collected more money than they paid out. Insurance is one of those things that a single payer monopoly makes perfect sense to pool risk.

    14. SunshineNoClouds on

      One of the good things about BC and Sask are ICBC and SGI. Private companies always go for profits, and those two aren’t solely geared to it.

      Look at Alberta or Ontario, nightmare capitalism time for car insurance.

    15. CanadianBaconMTL on

      Can’t relate. Quebec insurance cheap enough. It’s a non fault state with the government covering all civil liability 3-400$ on your plate. You get extra insurance to cover property damage about 1-2k.

    16. robotjyanai on

      My uncle doesn’t want to teach his kids (all in their 20s) how to drive because of insurance.

    17. nikanjX on

      Everyone and their dog bilking the insurers for „whiplash injury“ and „soft tissue trauma“ and then acting shocked when insurance rates rise

    18. Ultimatechaos39 on

      I can’t afford to hit a breaking point, my insurance would skyrocket if I did…

    19. Original_Taste_6586 on

      Cars are also way more expensive now. Lots of electronics, bumper sensors, radars in the windshield, laser headlights. All things that when in a crash break and become obnoxiously expensive to fix.

      Break an electric, adjustable heated mirror with the 2 built in cameras, blind spot detection, auto dimming, +paint and labor, probably time to reprogram. And it’s a 2500+$ job.

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