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    [OC] Wie die UnitedHealth Group ihre letzten Milliarden verdiente

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    8 Kommentare

    1. Practical-Pumpkin-19 on

      That’s a tiny profit margin but also why is the tax so low?? Do corporations pay taxes on profit or revenue?

    2. yourdoingitwrongly on

      Their “operating costs” include huge payment packages amounting to billion$ for executives

    3. itchybumbum on

      Oh look another sankey… Downvote.

      Please mods let’s ban them or put them all in a sticky post.

    5. 212312383 on

      Sometimes people can’t just accept healthcare is just more expensive in the US cuz we just have more unhealthy ppl/impoverished

      And other big problem in the US is defensive medicine. Doctors do more here so they don’t get sued since the US has way more lawsuits than any other country.

      Also the US has a big problem with overspending on healthcare. We have way more doctors/MRIs/beds available per pt than any other OECD country. Keeping this extra equipment running raises prices much higher but it makes healthcare more convenient which is what most Americans care about (atleast that’s what consumer decisions say).

      Roughly, out of $1 in U.S. healthcare spending:

      • ~60–65¢ → clinical labor, supplies, drugs

      • ~15–25¢ → administration & billing

      • ~10–15¢ → capital, interest, depreciation, research

      • ~2–5¢ → profit

      It’s not greedy insurance companies all the time

    6. Doctrina_Stabilitas on

      UNH operates four segments United healthcare, the insurance company; Optum Insights, the consulting / hipaa compliant IT company; Optum Health, an integrated physician office network; and OptumRx, a pharmacy benefit manager that manages custom plans for sponsors

      If you’re looking for medical expense ratio, that’s premiums 352 Billion on Medical costs 314 Billion, a payout ratio of 89%. From the remainder, if we use the current ratios of Income to cost (4%) profit is 14B, operating cost is 21B for the insurance segment

      you might argue that’s too much, but at least use the correct numbers when talking about the insurance segment

    7. Error_404_403 on

      So, profits+operating costs (overhead) is over 23% of what they pay back to hospitals. Indeed the „products sold“ for cool $50B is highly questionable, too (what? they re-sell drugs at 5% profit? Why do they need to be in the middle, not, say, local governments or hospitals??)

      So that’s what their use is: collect 23+% of medical costs and make some money on drugs re-selling. Nice.

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